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5078 Palisade Ave, Merced, CA, 95348

5beds
3baths
1,796sqft
$420,000
$234price/sqft
$3,181/moest. monthly cost
$127,240/yrincome needed

About This Home

Welcome to 5078 Palisade Avenue, a beautifully built newer home in one of Merced's growing neighborhoods, PASEO Gated Community. This spacious residence offers 5 bedrooms, 3 full bathrooms, and approximately 1,791 square feet of thoughtfully designed living space, providing flexibility for large families, multigenerational living, guests, or a home office. Built in 2023, the home showcases modern finishes, an open-concept floor plan, and abundant natural light throughout. The well-appointed kitchen opens seamlessly to the dining and living areas, creating the perfect setting for everyday living and entertaining. A desirable downstairs bedroom and full bath offer added convenience and versatility. Upstairs, convenience meets functionality with a walk-in laundry room and linen cabinets thoughtfully placed in the hallway. The shared bathroom features a dual vanity and a separate door for the shower and toilet, ensuring privacy and efficiency for the entire household. Four bedrooms grace the upper level, with two offering spacious walk-in closets, while the Master Bedroom boasts a luxurious walk-in closet and an en-suite bathroom featuring a dual vanity and a separate toilet area for added privacy and comfort. This home is a must see! Some area of home are virtually staged

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
El Capitan HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Upper Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,796
  • Total interior livable area: 1,796 sqft

Property

Details

  • Parcel number: 170021008000
  • Zoning: RP-D
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 1,860 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Wildfire
Earthquake
Hail

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$109$1,308
Property Taxes $551$6,612
Electricity $398$4,786
Total$3,181$38,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,062/yr
40% on housing$95,430/yr
45% on housing$84,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$420,000
2026-08-01Listed for sale$420,000
2026-04-28Price change$2,400
2025-04-16Price change$2,095
2025-03-22Price change$2,200
2025-02-19Price change$2,300
2025-01-20Listed for rent$600
2024-11-27Listing removed$2,500
2024-11-11Listed for rent$2,500
2024-10-25Listing removed$2,355
2024-10-14Listed for rent$2,355
2024-03-11Listing removed--
2024-02-19Price change$2,396
2024-01-31Listed for rent$2,450
2024-01-29Sold$399,000
2024-01-10Pending sale$399,000
2023-12-06Listed for sale$399,000

For Sale by Agent

AgentShikha Gupta
BrokerageIntero Real Estate Services

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