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499 Little Oak St, Athens, GA, 30601

3beds
4baths
1,806sqft
$475,000
$263price/sqft
$3,102/moest. monthly cost
$124,080/yrincome needed

About This Home

Location is everything, and this one puts you right in the middle of one of Athens' most exciting and fastest-growing areas. Just 1.5 miles from downtown Athens, this custom-built Craftsman sits along the Firefly Trail, making it easy to bike, walk, or jog your way to some of the city's favorite spots. Grab a coffee at Cafe Racer, hop on the trail, or enjoy a quick trip to downtown, UGA, Sanford Stadium, and all that Athens has to offer. Inside, you'll find engineered wood flooring throughout the main living spaces, an open-concept floor plan, and stylish fixtures. One of the standout features is that all three bedrooms have their own private full bath, offering a level of comfort and privacy that's hard to find. The oversized covered front porch creates the perfect place to relax, while the green space beside the home provides a welcome sense of openness and privacy. Perhaps the biggest advantage is that this is still a very young home with just one owner since it was built. It has been exceptionally maintained and cared for, giving buyers peace of mind that often comes with newer construction without the wait or uncertainty of building. With new homes, businesses, and development continuing to transform this part of Athens, the location only becomes more desirable. Whether you're looking for a primary residence, a game day retreat, or an investment near UGA, this property offers the rare combination of a nearly-new home, a prime intown location, direct access to the Firefly Trail, and no HOA restrictions.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
Gaines Elementary SchoolGrades PK-51.7 mi
3/10
Hilsman Middle SchoolGrades 6-81.7 mi
2/10
Cedar Shoals High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,Walk-In Closet(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,806
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,806
  • Total interior livable area: 1,806 sqft

Kitchen

  • Features: Solid Surface Counters

Property

Details

  • Parcel number: 172C2 H042

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Residential vegetation: Cleared,Grassed

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$142$1,704
Property Taxes $340$4,080
Electricity $219$2,637
Total$3,102$37,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,354/yr
40% on housing$93,060/yr
45% on housing$82,720/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 30601$193
Clarke County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 30601
Clarke County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$475,000
2026-07-13Listed for rent$2,800
2026-07-12Price change$499,000
2026-06-25Listed for sale$524,000
2022-05-19Sold$449,000
2022-04-29Pending sale$449,000
2022-04-29Contingent$449,000
2022-02-15Listed for sale$449,000
2022-01-13Listing removed$449,900
2021-10-08Price change$449,900
2021-09-21Price change$475,000
2021-08-06Listed for sale$499,900
2020-01-03Sold$75,000
2019-11-11Listed for sale$75,000
2017-12-20Sold$25,000
2017-12-08Pending sale$25,000
2017-10-31Listed for sale$25,000

For Sale by Agent

AgentJanet Estrada
BrokerageStirling Real Estate Advisors

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