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45781 Sugarloaf Dr, Posey, CA, 93260

4beds
3baths
0sqft
$365,000
--price/sqft
$2,771/moest. monthly cost
$110,840/yrincome needed

About This Home

This beautiful cabin is in Sugarloaf Village in Posey. Nestled beneath tall pine trees, this cabin has been thoughtfully updated and renovated. 3 stories provide plenty of room, w/4 bedrooms + add'l sleeping area. Bathrooms on each floor have been remodeled. There is custom tongue-and-groove woodwork throughout. The first floor is currently a family room. This level includes a 3/4 bath, a wood stove, a utility cabinet w/washer and dryer hookups, and custom-built wine storage cabinet. The room is versatile and could also be an office. The main living area is located on the second floor w/vaulted ceilings, a kitchen w/beautiful wood cabinets, large pantry, ample counter space and breakfast nook. The dining and living room is highlighted by full-length windows and access to a large exterior deck. The living room includes a rock fireplace. This floor has 2 bedrooms, 1 bath. On the third floor, there are 2 more bedrooms, an extra sleeping area, and a 1/2 bath. Lots of amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Floor/Wall Heater

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 345384006
  • Zoning: R1
  • Zoning description: R1

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Topography of land: Mountain

Lot

  • Lot size: 0.49 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Landslide
Winter Weather
Avalanche
Earthquake
Heat Wave

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$319$3,828
Property Taxes $209$2,508
Electricity $398$4,786
Total$2,771$33,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,005/yr
40% on housing$83,130/yr
45% on housing$73,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 93260$148
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93260$156
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$365,000

For Sale by Agent

AgentCarrie A. Shreffler
BrokerageColdwell Banker Preferred,RLT

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