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105 Mossy Creek Way, Ochlocknee, GA, 31773

3beds
2baths
1,632sqft
$330,000
$202price/sqft
$2,557/moest. monthly cost
$102,280/yrincome needed

About This Home

Welcome to 105 Mossy Creek Way! This beautiful move-in ready 3-bedroom, 2-bathroom home checks all the boxes. Step inside to find a spacious great room perfect for relaxing or entertaining, and a kitchen that deserves a chef’s kiss — thoughtfully designed with updated stainless-steel appliances, pull-out drawers, plenty of counter space and storage. You’ll love the peace of mind that comes with a new roof (installed in 2024), a Ring doorbell, and a transferable two-year home warranty from Choice Home Warranty. Situated on just over 1 acre, you’ll have all the room you need to enjoy outdoor living, whether it’s morning coffee on the porch or weekend gatherings in the yard. The property also features a 2-car garage plus RV parking with lights and electricity already in place. With its perfect mix of comfort, style, and space, 105 Mossy Creek Way is ready to welcome you home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Oven,Range,Refrigerator

Bedroom2

  • Dimensions: 14x2

Bedroom3

  • Dimensions: 14x2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 12x14

Family Room

  • Dimensions: 0

Features

  • Tray Ceiling(s),High Ceilings,Vaulted Ceiling(s),Window Treatments,Pantry,Split Bedrooms,Sun Room
  • Flooring: Plank,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Kitchen

  • Dimensions: 12x12

Living Room

  • Dimensions: 8x9

Master Bedroom

  • Dimensions: 14x16

Other

  • Dimensions: 12x20

Property

Details

  • Parcel number: 052088D
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,Parking Space(s),One Space
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$152$1,824
Property Taxes $518$6,216
Electricity $219$2,637
Total$2,557$30,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,668/yr
40% on housing$76,710/yr
45% on housing$68,186/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 31773$174
Thomas County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 31773$179
Thomas County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$350,000
2025-10-31Listed for sale$365,000
2018-11-20Sold$158,000
2018-11-02Pending sale$164,900
2018-10-01Listed for sale$164,900
2018-09-17Pending sale$164,900
2018-06-05Listed for sale$164,900
2006-09-15Sold$181,900
2005-07-11Sold$32,000

For Sale by Agent

AgentSarah L Thompson
BrokerageC21 Avenues Real Estate Partne

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