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90 William St APT 4G, New York, NY, 10038

1beds
2baths
1,080sqft
$899,000
$832price/sqft
$5,499/moest. monthly cost
$219,960/yrincome needed

About This Home

Welcome to your sun-filled 1,080 sq. ft. sanctuary that sets a new standard for luxury living in the Financial District (FiDi). This versatile layout, convertible to two bedrooms, combines generous scale with premium, contemporary finishes. An elegant entry leads into the vast, open-concept living room, where light pours through oversized windows and reflects off the rich oak hardwood floors. The space flows effortlessly, offering an atmosphere of serene sophistication perfect for both entertaining and relaxation. The sleek, open kitchen, designed for modern functionality features a central island, pristine white lacquer cabinetry and deep countertops, integrating seamlessly with a full suite of stainless steel appliances. A second full bathroom, complete with a glass-enclosed shower, is conveniently located off the main hall, serving both guests and the second sleeping area. The highly adaptable layout ensures maximum privacy.The serene primary suite is large enough for a king bed setup and features generous closet space. The pristine en-suite primary bathroom offers a sanctuary with a deep soaking tub for relaxation and a double sink vanity. Tucked away discreetly is the flexible alcove, enclosed by sleek sliding panel doors, which functions perfectly as a private second sleeping area, guest space, or a remote office. This full-service condominium elevates the residential experience, providing unrivaled services including a 24-hour doorman/concierge, live-in superintendent and extraordinary amenities, all situated on the building’s spectacular penthouse level. The Sky Terrace is a beautifully landscaped rooftop oasis featuring seating for all of your guests, a wet bar, an outdoor fireplace, and a Viking grilling station—ideal for hosting. The Sky Lounge: An elegant indoor retreat with an entertainment center, billiards room, a wet bar, and a fireplace for year-round enjoyment. The wellness center includes access to a modern fitness center equipped with Life Fitness machines perfect for your daily workouts. Central laundry facilities and private storage available. Located moments from Stone Street, the South Street Seaport, and the World Trade Center, the building boasts unparalleled transportation access via the nearby Fulton Street Station, connecting you to 12 major subway lines (including 2, 3, 4, 5, A, C, E, J, and Z trains). Pets are welcome.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

8/10
Peck Slip School (The)Grades PK-50.3 mi
8/10
Jhs 104 Simon BaruchGrades 6-82.4 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 000681290
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$177$2,124
Property Taxes $531$6,372
Electricity $246$2,954
Total$5,499$65,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,537/yr
40% on housing$164,970/yr
45% on housing$146,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 10038$1,306
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10038$1,179
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$899,000
2026-07-01Price change$6,800
2026-05-21Listed for rent$7,000
2026-05-21Price change$925,000
2026-05-04Price change$950,000
2026-02-26Price change$995,000
2026-01-28Price change$1,050,000
2025-12-02Listed for sale$1,075,000
2025-01-17Listing removed$5,500
2025-01-03Listed for rent$5,500
2020-04-17Sold$172,000
2014-05-22Sold$990,000
2013-09-25Sold$1,240,000
2013-04-19Listed for sale$1,299,000
2008-07-22Sold$817,654

For Sale by Agent

AgentNicole Gary
BrokerageKeller Williams NYC

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