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90 William St APT 15F, New York, NY, 10038

0beds
1baths
845sqft
$775,000
$917price/sqft
$4,774/moest. monthly cost
$190,960/yrincome needed

About This Home

Welcome to Residence 15F, a versatile and sleek 845-square-foot loft-style apartment that perfectly balances style and functionality. This thoughtfully designed residence offers two flexible rooms as interior sleeping rooms, each featuring custom closets and soaring 9’3" ceilings that create an open, airy atmosphere. Oversized windows bathe the space in natural light, while a generously sized entry closet with custom shelving provides ample storage. The open kitchen is a chef's delight, equipped with premium stainless steel appliances, including a Liebherr refrigerator, white lacquer cabinets, Caesarstone countertops, and full-height pantries. Be@William is a contemporary condominium where residents enjoy 24-hour doorman/concierge service and a live-in superintendent. The penthouse-level Sky Lounge includes billiards, a kitchenette and a fireplace. Outside, enjoy the well-appointed Sky Terrace’s outdoor kitchen, wet bar and fireplace. A stunning state-of-the-art fitness center and a rooftop laundry lounge, with brand-new washers and dryers, complete the one-of-a-kind amenities package. Situated across from a charming plaza in the heart of the Financial District, this home is surrounded by some of the city’s best dining, shopping and entertainment, including the Seaport, Westfield World Trade Center and Brookfield Place. Transportation is effortless with A/C, J/Z, 2/3 and 4/5 trains just inches away, plus R/W and 1 lines and the Pier 11/Wall Street Ferry Terminal within easy reach. *Some photos are virtually staged *Seller completed assessment payments for the on-going elevator replacement project.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

8/10
Peck Slip School (The)Grades PK-50.3 mi
8/10
Jhs 104 Simon BaruchGrades 6-82.4 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 845
  • Total interior livable area: 845 sqft

Property

Details

  • Parcel number: 000681286
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$152$1,824
Property Taxes $458$5,496
Electricity $246$2,954
Total$4,774$57,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,680/yr
40% on housing$143,220/yr
45% on housing$127,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$917This listing

vs Other Active Listings

Avg $/sqft

ZIP 10038$1,310
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10038$1,179
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$775,000
2026-05-27Price change$810,000
2026-03-23Listed for sale$850,000
2015-10-23Sold$890,000
2015-09-04Pending sale$890,000
2015-08-18Price change$890,000
2015-08-13Price change$895,000
2015-06-10Price change$929,000
2015-05-19Price change$949,000
2015-05-18Price change$975,000
2015-05-16Price change$949,000
2015-03-12Listed for sale$975,000
2013-04-18Listing removed$3,500
2012-12-15Listed for rent$3,500
2008-08-26Sold$763,687

For Sale by Agent

AgentNicole Hay
BrokerageCompass

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