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305 E 85th St #6C, New York, NY, 10028

3beds
3baths
1,923sqft
$3,250,000
$1,690price/sqft
$19,366/moest. monthly cost
$774,640/yrincome needed

About This Home

Discover modern luxury living at its finest in this stunning 3-bedroom, 3-bathroom apartment located at 305 East 85th Street in the highly sought-after Georgica building. This inviting home offers 1,923 square feet of spacious living within a prestigious 20-story condominium designed by renowned architect CetraRuddy and developed by the Ascend Group. The building features a striking glass curtain wall facade, adding to its contemporary aesthetic. Residents can enjoy a range of high-end amenities, including a full-time doorman, concierge service, rooftop deck, fitness center, and a lobby-level bike room for added convenience. The apartment boasts solid oak herringbone floors throughout, providing an elegant touch to the interior spaces. The gourmet kitchen is a culinary enthusiast's dream, equipped with top-of-the-line Miele appliances, an oversized pantry, and a two-zone wine cooler, making it ideal for preparing and entertaining. An expansive living/dining area seamlessly connects to the kitchen, creating an open and inviting atmosphere for both casual living and formal gatherings. The well-designed primary suite is a highlight, featuring a large dressing room and multiple custom closets, ensuring ample storage. The primary bathroom exudes luxury with its marble finishes, a Kohler tub, a separate glass shower, Waterworks fixtures, and radiant heated floors, providing a spa-like experience. The second bedroom has an on-site bathroom and also offers generous closet space. The third bedroom can also function as a bedroom and or a home office. The building's amenities further enhance the living experience with a rooftop deck perfect for outdoor gathering and relaxation, a state-of-the-art fitness center for health-conscious residents, and a resident manager to address any needs. As a resident of Georgica, you'll appreciate the exceptional blend of comfort, style, and convenience that this unit provides. Whether hosting guests or enjoying quiet evenings, this property meets the demands of modern living. Don't miss the opportunity to make this remarkable apartment your new home. There is currently a monthly assessment of $2,638.95.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
84
BikeVery Bikeable

Schools

8/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.5 mi
9/10

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,923
  • Total interior livable area: 1,923 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Parcel number: 015481315
  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$694$8,328
Property Taxes $1,922$23,064
Electricity $317$3,813
Total$19,366$232,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$663,977/yr
40% on housing$580,980/yr
45% on housing$516,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,690This listing

vs Other Active Listings

Avg $/sqft

ZIP 10028$1,833
New York County$1,488

vs Homes Sold Last Month

Median $/sqft

ZIP 10028$2,311
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$3,250,000
2023-08-01Listing removed--
2023-07-19Price change$13,750
2023-07-05Price change$14,995
2023-06-20Price change$15,500
2023-05-10Listed for rent$16,000
2023-01-30Listing removed--
2023-01-06Listed for rent$14,500
2010-06-14Sold$2,138,325

For Sale by Agent

AgentAdam Rothman
BrokerageDouglas Elliman

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