316 Cloud Top, Canyon Lake, TX, 78133
About This Home
ASSUMABLE 3% NOTE FOR QUALIFIED BUYER - USAA. HERE IS A "NEW CONDITION" HOME ON JUST UNDER 1/2 ACRE LOT MINUTES FROM THE LAKE AND RIVER. IT'S A 2 BR/2 BATH WITH OFFICE. OPEN FLOORPLAN, GRANITE COUNTERTOPS, STAINLESS APPLIANCES, CUSTOM TILE AND OPEN FLOORPLAN. NICELY LANDSCAPED AND A BACK DECK TO ENJOY THE HILLCOUNTRY VIEWS. PLENTY OF PAVED PARKING FOR VEHICLES AND TOYS. THERE IS ALSO A FENCED DOG RUN. CURRENTLY BEING USED AS A (STR) VACATION RENTAL. FURNISHINGS CONVEY WITH ACCEPTABLE CONTRACT. LOCATED ON THE SOUTH SIDE OF CANYON LAKE, CONVENIENT TO SCHOOLS SHOPPING AND MANY OTHER HILL COUNTRY ATTRACTIONS.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Hill Country
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Plumbed For Ice Maker,Some Electric Appliances,Cooktop,Range
- Laundry features: Washer Hookup,Electric Dryer Hookup,Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- All Bedrooms Down,Ceiling Fan(s),Eat-in Kitchen,Furnished,High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s),Breakfast Bar,Granite Counters,Kitchen Island,Solid Surface Counters
- Flooring: Ceramic Tile
- Fireplace features: None
- Attic: Access Only
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,1 Unit
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 55712
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Deck,Dog Run
- Fencing: Partial
- Has view: Yes
- View description: Hills,Lake,Rural
- Has water view: Yes
- Water view: Lake
- Waterbody name: Canyon Lake/U.S. Corp of Engineers,Countryside Vie
- Topography of land: Rolling
Lot
- Lot size: 0.45 Acres
Parking
- Parking features: Off Street,Parking Pad,RV Access/Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $497 | $5,964 |
| Electricity | $238 | $2,859 |
| Total | $2,545 | $30,540 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $325,000 |
| 2026-03-20 | Pending sale | $325,000 |
| 2026-03-15 | Listed for sale | $325,000 |
| 2021-02-26 | Sold | -- |
| 2020-12-15 | Pending sale | $254,900 |
| 2020-12-10 | Listed for sale | $254,900 |
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