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4284 Morningside, Canyon Lake, TX, 78133

3beds
2baths
1,360sqft
$314,000
$231price/sqft
$2,370/moest. monthly cost
$94,800/yrincome needed

About This Home

Nestled in the serene and sought-after Canyon Lake Hills community, this charming 3-bedroom, 2-bath home offers the perfect blend of privacy, comfort, and Hill Country charm. Situated between boat ramps 6 and 7, this residence enjoys easy access to the lake-ideal for boating, fishing, or simply soaking in the tranquil waterside lifestyle. Step inside to discover an open-concept layout that flows effortlessly from the living area to the kitchen, where crisp white cabinetry and gleaming granite countertops elevate everyday living. The heart of the home is bathed in natural light, creating an inviting space for gatherings or quiet evenings alike. Outside, a generous covered front porch beckons you to unwind with your morning coffee or host sunset soirees in a peaceful, private setting. Whether you're entertaining guests or enjoying a quiet moment, this porch is your front-row seat to the beauty of Canyon Lake living. As part of Canyon Lake Hills, you'll enjoy access to community amenities including a sparkling swimming pool, playground, tennis and basketball courts, and a pavilion-plus two private boat ramps for effortless lake access

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
8/10
Mt Valley Middle SchoolGrades 6-86.2 mi
7/10
Canyon Lake High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Microwave,Range,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 120

Bedroom3

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 45

Features

  • One Living Area,Pantry,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,High Speed Internet,All Bedrooms Downstairs,Master Downstairs,Ceiling Fan(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,360 sqft

Kitchen

  • Area: 168

Living Room

  • Area: 342

Master Bathroom

  • Features: Tub/Shower Combo
  • Area: 45

Master Bedroom

  • Area: 196

Property

Details

  • Parcel number: 130225171500

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered,Deck
  • Exterior features: Rain Gutters,Lighting
  • Fencing: Chain Link
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,587$19,044
Home Insurance *$161$1,932
Property Taxes $384$4,608
Electricity $238$2,859
Total$2,370$28,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,257/yr
40% on housing$71,100/yr
45% on housing$63,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 78133$199
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78133$231
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$314,000
2021-03-24Listing removed--
2019-11-10Listing removed$1,500
2019-09-29Listed for rent$1,500
2019-09-29Listing removed$199,000
2019-08-13Listed for sale$199,000

For Sale by Agent

AgentMorgan Keogh
BrokerageEpique Realty LLC

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