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4105 Summit Hurst, New Braunfels, TX, 78132

3beds
3baths
2,788sqft
$499,000
$179price/sqft
$3,437/moest. monthly cost
$137,480/yrincome needed

About This Home

Welcome to your Hill Country retreat, where nature, comfort, and thoughtful design come together. Nestled among mature trees, this charming property offers privacy and endless possibilities to make the space your own. The home's neutral exterior palette blends beautifully with the surrounding landscape, creating a seamless connection to the natural setting. Step inside the main home to a bright, inviting interior filled with natural light. The open-concept living, dining, and kitchen areas create a warm and welcoming space for everyday living and entertaining. A whimsical spiral staircase adds character while leading to the second floor. The kitchen features crisp white countertops, a classic subway tile backsplash, stainless steel appliances, and stylish dual-tone stone surfaces. The primary suite is conveniently located on the main floor toward the back of the home, offering a peaceful retreat with a spacious bedroom and a spa-like bathroom complete with a soaking tub, walk-in shower, and large walk-in closet. Upstairs, you'll find two additional spacious bedrooms, a full bathroom, and a versatile loft area-perfect for a reading nook, workspace, or secondary living area. One of the property's standout features is the expansive outdoor living space. Covered and uncovered decks span the back of the home on both the first and second floors, offering stunning Hill Country views and the perfect setting for relaxing or entertaining. The property also includes a separate guest house (ADU), complete with its own living and dining area, full kitchen, and bathroom-ideal for visitors, a private office, or flexible living arrangements. Don't miss this exceptional opportunity to own a slice of Hill Country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
7/10
Mt Valley Middle SchoolGrades 6-81.2 mi
6/10
Canyon Lake High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Built-In Oven,Refrigerator,Disposal,Dishwasher,Double Oven
  • Laundry features: Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 224

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 156

Features

  • Kitchen Island,High Ceilings,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,788 sqft

Kitchen

  • Area: 156

Living Room

  • Area: 345

Master Bathroom

  • Features: Tub/Shower Separate,Single Vanity
  • Area: 120

Master Bedroom

  • Area: 144

Property

Details

  • Parcel number: 520216021400

Features

  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.08 Acres

Parking

  • Total spaces: 4
  • Parking features: None,Four or More Car Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$248$2,976
Property Taxes $360$4,320
Electricity $306$3,673
Total$3,437$41,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,840/yr
40% on housing$103,110/yr
45% on housing$91,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 78132$271
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78132$200
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$499,000
2026-04-16Price change$514,900
2026-03-05Listed for sale$525,000
2021-09-23Sold--
2021-09-01Pending sale$459,000
2021-08-23Contingent$459,000
2021-08-19Listed for sale$459,000
2016-02-22Sold--

For Sale by Agent

AgentJustin Rourke
BrokerageKeller Williams Realty

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