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397 CEDAR DR, Canyon Lake, TX, 78133

0beds
0baths
--sqft
$49,999
--price/sqft
$558/moest. monthly cost
$22,320/yrincome needed

About This Home

Experience the beauty of the Texas Hill Country with this 1.358 acre lot that boasts captivating views. Residents also gain access to two waterfront parks within The Oaks Subdivision. This listing is a combination of 4 lots for even more space and potential. Enjoy easy access to both Canyon Lake and the Guadalupe River, just minutes away. Inquire now and have your Hill Country getaway!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
Mt Valley Middle SchoolGrades 6-84.9 mi
7/10
Canyon Lake High SchoolGrades 9-126.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 550480139000

Features

  • Waterfront features: None

Lot

  • Lot size: 1.36 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$25$300
Property Taxes $43$516
Electricity $238$2,859
Total$558$6,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,131/yr
40% on housing$16,740/yr
45% on housing$14,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78133$200
Comal County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 78133$231
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$44,999
2026-07-20Price change$49,999
2026-07-08Price change$74,999
2026-05-27Price change$79,999
2026-05-20Price change$84,999
2026-05-12Price change$89,999
2026-05-04Price change$94,999
2026-04-13Price change$99,999
2025-10-31Price change$114,600
2025-08-16Price change$129,900
2025-04-11Listed for sale$150,000
2024-10-15Listing removed$164,000
2024-10-04Price change$164,000
2024-07-25Price change$179,000
2024-03-15Listed for sale$199,000

For Sale by Agent

AgentJustin Garcia
BrokerageNiva Realty

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