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732 Hollow Ridge, Schertz, TX, 78108

3beds
2baths
1,832sqft
$265,000
$145price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Welcome home to this functional single story 3 bedroom, 2 bath home featuring a flexible layout, and FULLY PAID OFF SOLAR PANELS! A large bay window at the front of the home fills the formal living and dining area with natural light, creating a bright and welcoming space that can easily serve as a second living area, dining room, or flex space to fit your lifestyle. Just off the entry is a dedicated home office with double doors and convenient dual access from the hallway, providing a private and versatile space for working from home or studying. The kitchen features refinished white cabinetry, decorative backsplash, gas cooking, and a center island with seating, perfect for casual meals or gathering with family and friends. It opens seamlessly into the eat in dining area and spacious living room, creating an ideal setup for everyday living and entertaining. The primary suite offers a relaxing retreat with a walk in closet and an en suite bathroom featuring a soaking tub, separate shower, and double vanity. Secondary bedrooms are generously sized and share a full bathroom. Step outside to enjoy the covered patio overlooking the backyard, an ideal spot to unwind in the evenings or host weekend bbq's. ADDITIONAL HIGHLIGHTS: Foundation work completed (6/2026) with transferable warranty, NO CARPET throughout the home, new roof installed (2024), solar screens, and recently replaced PEX pipes, for added peace of mind and efficiency. Conveniently located with easy access to IH 35, Randolph Air Force Base, Fort Sam Houston, shopping, dining, and everyday conveniences. Schedule your private showing today for a wonderful opportunity to enjoy comfort, flexibility, and a convenient location!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Dobie Junior High SchoolGrades 7-83.6 mi
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Siding,Fiber Cement

Other

  • Builder name: DR HORTON

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Self Cleaning Oven,Microwave,Range,Disposal,Dishwasher,Plumbed For Ice Maker,Gas Water Heater
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 121

Bedroom3

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 104

Family Room

  • Area: 210

Features

  • Two Living Area,Liv/Din Combo,Eat-in Kitchen,Two Eating Areas,Kitchen Island,Study/Library,Utility Room Inside,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s)
  • Window features: Double Pane Windows,Solar Screens
  • Flooring: Ceramic Tile,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,832 sqft

Kitchen

  • Area: 117

Living Room

  • Area: 195

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity,Soaking Tub
  • Area: 81

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 182

Office

  • Area: 90

Property

Details

  • Parcel number: 1G2603200702900000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Fencing: Privacy

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$145$1,740
Property Taxes $301$3,612
Electricity $238$2,859
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 78108$147
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78108$151
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$265,000
2026-08-03Listing removed$265,000
2026-07-04Listed for sale$265,000
2026-05-09Listing removed$265,000
2026-03-07Listed for sale$265,000
2025-12-22Listing removed$275,000
2025-10-19Price change$275,000
2025-09-26Listed for sale$289,800
2025-08-28Listing removed$289,800
2025-07-30Price change$289,800
2025-06-12Listed for sale$289,900
2020-09-14Sold--
2020-08-03Price change$237,000
2020-07-18Listed for sale$242,000
2017-05-24Sold--
2017-01-17Listing removed$202,500
2017-01-10Listed for sale$202,500
2014-10-04Listing removed$1,395
2014-09-05Listed for rent$1,395
2010-06-18Sold--
2001-09-15Sold--

For Sale by Agent

AgentSylvia Benavides
BrokerageJPAR San Antonio

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