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8442 Jay St, White Settlement, TX, 76108

4beds
3baths
1,713sqft
$285,000
$166price/sqft
$2,271/moest. monthly cost
$90,840/yrincome needed

About This Home

Don’t miss this beautiful townhome in west Fort Worth with NO HOA! You’ll love the modern farmhouse style, trendy finishes, and private backyard with no rear neighbors—just peaceful views of green space. The flexible fourth bedroom makes an ideal home office, guest room, or workout space. The kitchen is designed for both function and style, featuring quartz countertops, custom shaker cabinetry, stainless steel appliances, a large pantry, ample storage, and a newer dishwasher installed in November 2025. Concerned about sharing a wall? This newer townhome offers R-15 wall cavity insulation and R-51 attic insulation, providing enhanced comfort, energy efficiency, and exceptional sound attenuation. The current owner reports they rarely hear neighboring residents. Additional highlights include a spotless two-car garage with painted and textured walls and durable epoxy flooring. Conveniently located with quick access to Loop 820 and everyday amenities, including shopping, dining, Veteran’s Park, Splash Dayz Waterpark, and Walmart. Schedule your showing today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
West Elementary SchoolGrades PK-K0.5 mi
5/10
Brewer Middle SchoolGrades 6-81.3 mi
3/10
Brewer High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Cable TV
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,713 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 12

Master Bedroom

  • Features: En Suite Bathroom,Garden Tub/Roman Tub,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 42750022

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 5,183 sqft
  • Features: Back Yard,Interior Lot,Lawn,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Driveway,Garage Faces Front,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$257$3,084
Property Taxes $335$4,020
Electricity $238$2,859
Total$2,271$27,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,862/yr
40% on housing$68,130/yr
45% on housing$60,560/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 76108$164
Tarrant County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 76108$176
Tarrant County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$285,000
2026-06-05Listed for sale$295,000
2021-09-23Sold--
2021-08-24Pending sale$269,900
2021-08-18Price change$269,900
2021-06-01Listed for sale$277,280
2013-10-12Listing removed$45,000
2013-05-29Listed for sale$45,000
2013-04-18Listing removed$45,000
2013-03-05Listed for sale$45,000
2012-10-06Listing removed$8,000
2012-07-11Listed for sale$8,000

For Sale by Agent

AgentJedidiah Barnett
BrokerageElite Real Estate Texas

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