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703 Ridgeway Rd, Joshua, TX, 76058

3beds
2baths
2,001sqft
$372,999
$186price/sqft
$2,921/moest. monthly cost
$116,840/yrincome needed

About This Home

Beautifully well maintained newer construction home with NO HOA and still have 5 years warranty left on the structural and foundation. It is located in the desirable Joshua area! This spacious single-story residence offers an open-concept floor plan designed for modern living and entertaining. The inviting living area flows seamlessly into kitchen and dining space, featuring granite countertops, custom, cabinetry and ample storage. The private primary suite provides a relaxing retreat with an ensuite bath and generous closet space, while secondary and third bedrooms are well-sized and versatile for family and guests. It also offers a studio that can be a 4th bedrooms , playroom or an office. Enjoy the outdoors on the covered porch overlooking a large lot with room to relax play or personalize. Conveniently located near schools, shopping, and major routes, this home combines comfort, functionality, and small-town charm- an excellent opportunity you don't want to miss!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
7/10
7/10
Joshua High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition,Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Disposal,Microwave

Bedroom

  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas Log,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,001 sqft

Living Room

  • Features: Eat-in Kitchen,Fireplace
  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 15

Office

  • Level: First
  • Dimensions: 11 x 8

Property

Details

  • Parcel number: 126349902720
  • Exclusions: mineral rights if owned,Curtains,washer and dryer,refrigerator

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Door-Single
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,886$22,632
Home Insurance *$237$2,844
Property Taxes $560$6,720
Electricity $238$2,859
Total$2,921$35,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,148/yr
40% on housing$87,630/yr
45% on housing$77,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 5.9%
5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 76058$174
Johnson County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 76058$173
Johnson County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$379,999
2023-04-05Listing removed--
2022-11-30Price change$390,000
2021-03-05Pending sale$315,900
2020-11-30Listed for sale$315,900
2019-03-08Sold--
2019-03-06Pending sale$41,900
2019-02-16Listed for sale$41,900

For Sale by Agent

AgentElgina Parilla
BrokerageKeller Williams Johnson County

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