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19 W Cottage Ave, Millersville, PA, 17551

3beds
2baths
1,687sqft
$285,000
$169price/sqft
$2,054/moest. monthly cost
$82,160/yrincome needed

About This Home

Welcome to this inviting 3-bedroom, 1.5-bath semi-detached home conveniently located near Millersville College. The functional layout offers comfortable living spaces, generously sized bedrooms, and plenty of potential to make it your own. With easy access to campus, shopping, dining, and local amenities, this property is an excellent option for homeowners or investors seeking convenience and value. The attic is huge and ready to be finished as a 4th bedroom or bonus room. The current owner is ideally looking to sell both sides of this semi-detached to the same buyer (see MLS listing #PALA2090994- 17 W Cottage). Buyer could live in one side and use the other side as an "in-law quarters".

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
Eshleman El SchoolGrades K-60.7 mi
9/10
Manor Middle SchoolGrades 7-81.8 mi
7/10
Penn Manor High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Permanent
  • Construction materials: Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,687

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,687
  • Total interior livable area: 1,687 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4406753000000
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$104$1,248
Property Taxes $285$3,420
Electricity $224$2,692
Total$2,054$24,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,422/yr
40% on housing$61,620/yr
45% on housing$54,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 17551$215
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17551$181
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$285,000
2026-07-20Listed for sale$285,000
2025-08-26Listing removed$1,515
2025-08-18Price change$1,515
2025-08-04Price change$1,525
2025-07-30Price change$1,550
2025-07-07Price change$1,585
2025-06-30Listed for rent$1,595
2025-06-09Listing removed$1,550
2025-06-06Listed for rent$1,550
2025-04-17Listing removed$1,550
2025-04-07Price change$1,550
2025-04-04Price change$1,595
2025-03-28Price change$1,650
2025-03-15Listed for rent$1,725
2025-02-04Listing removed$1,725
2025-01-29Price change$1,725
2025-01-16Listed for rent$1,795
2023-07-06Listing removed--
2023-06-09Price change$1,595
2023-05-12Listed for rent$1,750
2023-05-11Listing removed--
2023-02-18Listed for rent$1,850
2022-02-25Sold$207,000
2022-01-03Pending sale$209,900
2021-12-29Listed for sale$209,900

For Sale by Agent

AgentRonald Burkhart
BrokerageColdwell Banker Realty

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