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960 Mount Gretna Rd, Elizabethtown, PA, 17022

3beds
3baths
1,848sqft
$420,000
$227price/sqft
$2,872/moest. monthly cost
$114,880/yrincome needed

About This Home

Move right in and enjoy everything this beautifully updated ranch has to offer, nestled on a private 0.81-acre lot in desirable Upper Mount Joy. Offering the ease of main-floor living, this spacious home features an open, functional layout perfect for both everyday living and entertaining. The main level includes an updated kitchen, dedicated dining area, two separate living rooms, convenient main-floor laundry, and a spacious primary suite with a private bath. Two additional bedrooms and a second full bathroom complete the main floor. The recently finished lower level provides exceptional additional living space with a full bathroom, custom built-in bar, and a large recreation area perfect for entertaining, relaxing, or hosting guests. A full walk-up attic offers abundant storage, a finished bonus room, and the potential to expand the home with additional finished living space if desired. Outside, enjoy the peaceful setting from the large rear deck overlooking the private backyard. The property also features an oversized two-car attached garage and an impressive pole building complete with electric and dedicated office space, making it ideal for a workshop, home business, hobbyist, or additional storage. Combining updated finishes, flexible living space, and exceptional garage and outbuilding amenities, this move-in ready property is a rare opportunity in a peaceful Upper Mount Joy setting. Schedule your private showing today!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Bear Creek SchoolGrades 3-51.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dry Wall
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,848

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 4605580200000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Kitchen Refigerator

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Private

Lot

  • Lot size: 0.82 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 10
  • Parking features: Garage Faces Side,Basement,Driveway,Off Street,Attached,Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$105$1,260
Property Taxes $420$5,040
Electricity $224$2,692
Total$2,872$34,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,468/yr
40% on housing$86,160/yr
45% on housing$76,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 17022$181
Lancaster County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 17022$206
Lancaster County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Listed for sale$420,000
2013-08-22Sold$160,000

Coming Soon

AgentChristian Will
BrokerageKeller Williams Elite

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