See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5121 W Rutter Pkwy, Spokane, WA, 99208

1beds
1baths
848sqft
$425,000
$501price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

“The Moose Caboose,” as dubbed by Spokane’s renowned luxury, custom builder/contractor, Doric Creager, & featured in Nspire Magazine’s summer/fall edition in 2018, hits the market…toot, toot! You’ve seen it on Rutter Parkway, it grabbed your attention & piqued your curiosity! Don’t miss your chance to explore this captivating, off-grid, modern replica of a train caboose. Solidly built by WHEELHAUS & mounted like a multifaceted jewel upon a concrete foundation. Presented on 7.22 acres with the Little Spokane River & WA State & Spokane County Park lands as your neighbors. Enjoy a modest space that lives large (don’t miss the loft & decks on both ends) with high-end finishes & year round use that allows for all sorts of seasonal outdoor activities. There are solar panels for electricity, a 500 gallon propane tank, tankless hot water heater, propane gas fired generator, private well & septic system. Why drive hours to your cabin retreat in the woods when there’s one only minutes from downtown Spokane?

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

5/10
7/10
Highland Middle SchoolGrades 6-82.4 mi
8/10
Mead Senior High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Steel Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Gas Range,Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 560

Heating

  • Heating features: Natural Gas,Propane

Interior Area

  • Total structure area: 848
  • Total interior livable area: 848 sqft

Property

Details

  • Parcel number: 26031.9034

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Territorial,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Pond

Lot

  • Lot size: 7.22 Acres
  • Features: Views,Sprinkler - Partial,Secluded,Rolling Slope,Oversized Lot,Irregular Lot,Border Public Land

Parking

  • Parking features: RV Access/Parking,Off Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$116$1,392
Property Taxes $358$4,296
Electricity $149$1,793
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$501This listing

vs Other Active Listings

Avg $/sqft

ZIP 99208$193
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99208$194
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$425,000
2026-06-09Listed for sale$450,000
2014-05-19Sold$142,000
2013-11-15Listed for sale$149,900

For Sale by Agent

AgentDon Hay
BrokerageWindermere City Group

Similar Homes