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8928 E South Riverway Ave, Millwood, WA, 99212

3beds
4baths
2,384sqft
$595,000
$250price/sqft
$3,848/moest. monthly cost
$153,920/yrincome needed

About This Home

Experience luxury with this custom executive-style, three-story home with peek a boo Spokane River views. This unique residence combines contemporary elegance with functionality. The gourmet kitchen features Thermador appliances, a six-burner gas range with a grill top, and an oversized island with an eating bar, perfect for entertaining. The living room features a sleek gas fireplace and oversized sliding doors that open to a deck, blending indoor & outdoor living. The primary bedroom offers two walk-in closets, and an en-suite bathroom with double vanity and walk-in shower. The third level includes two bedrooms with a shared Jack-and-Jill bathroom. The family/rec room, equipped with a wet bar, is ideal for gatherings or relaxing. Designed for low-maintenance living, this home allows you to enjoy the stunning surroundings. In summary, this custom home offers luxury, practicality, and natural beauty. Walkable distance to restaurants, shopping, trails and more!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Centennial Middle SchoolGrades 6-81.8 mi
5/10
West Valley High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Stone Veneer,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Indoor Grill,Gas Range,Double Oven,Dishwasher,Refrigerator,Disposal,Washer,Dryer

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Hard Surface Counters
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 515

Heating & Cooling

  • Heating features: Electric,Ductless
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Other

  • Level: Second
  • Area: 1179

Third Floor

  • Level: Third
  • Area: 690

Property

Details

  • Parcel number: 45064.0812

Features

  • Levels: Three Story
  • Stories: 3
  • Has view: Yes
  • View description: Territorial,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 3,450 sqft
  • Features: Views,Sprinkler - Automatic,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Attached,Open,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$179$2,148
Property Taxes $498$5,976
Electricity $163$1,956
Total$3,848$46,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,931/yr
40% on housing$115,440/yr
45% on housing$102,613/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 99212$175
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99212$208
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$595,000
2026-02-16Pending sale$595,000
2026-01-30Listed for sale$595,000
2026-01-30Listing removed$600,000
2025-09-12Listed for sale$600,000
2025-09-06Listing removed$660,000
2025-08-21Price change$660,000
2025-03-11Listed for sale$665,000
2025-03-11Listing removed$675,000
2024-07-03Listed for sale$675,000
2022-04-21Sold$640,000
2022-03-24Pending sale$640,000
2022-03-21Price change$625,000
2022-03-11Price change$685,000
2022-03-04Listed for sale$750,000
2018-01-03Sold$55,000
2016-10-12Sold$265,000

For Sale by Agent

AgentBrenda Mckinley
BrokerageWindermere Valley

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