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4823 E 65th Ave, Spokane, WA, 99223

5beds
6baths
5,190sqft
$2,250,000
$434price/sqft
$14,189/moest. monthly cost
$567,560/yrincome needed

About This Home

Bask in dramatic southern and southwest views throughout this luxury daylight rancher, where thoughtful design meets upscale comfort. The main level offers a gracious foyer, a chef’s kitchen with high-end appliances and an oversized eating bar, a full butler’s pantry, and a living room enhanced by a cathedral and beamed ceiling and a gas fireplace. Large windows and deck access extend the living space outdoors. An office with a view, a refined powder room, and a peaceful primary suite with fireplace and spa-like finishes add tranquility. There is a second bedroom with a private bath. The lower level presents a spacious family room with patio access, a wet bar, a workout room, and a bedroom with a bath along with two additional bedrooms that share a Jack & Jill bathroom. The home features a generous 4-car garage offering RV accommodations. Outside, a beautiful wood-burning fireplace with a gas starter and impressive lower-level views complete the estate.

Getting Around

2
WalkingCar-Dependent
23
TransitMinimal Transit
0
BikeNot Bike Friendly

Schools

8/10
5/10
Chase Middle SchoolGrades 7-81.9 mi
7/10
Ferris High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Range,Gas Range,Double Oven,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6

Features

  • Cathedral Ceiling(s)
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2595

Heating

  • Heating features: Natural Gas,Forced Air,Heat Pump

Interior Area

  • Total structure area: 5,190
  • Total interior livable area: 5,190 sqft

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 34023.5109

Features

  • Levels: One
  • Has view: Yes
  • View description: Mountain(s),Territorial

Lot

  • Lot size: 1.03 Acres
  • Features: Views,Sprinkler - Automatic,Open Lot,Hillside,Oversized Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Access/Parking,Garage Door Opener,Oversized
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$660$7,920
Property Taxes $1,797$21,564
Electricity $355$4,260
Total$14,189$170,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$486,480/yr
40% on housing$425,670/yr
45% on housing$378,373/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$241
Spokane County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,250,000
2018-07-10Sold$185,000
2017-12-19Sold$189,052

For Sale by Agent

AgentKathi Pate
BrokerageWindermere Manito, LLC

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