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394 Cottage Ln, White Sulphur Springs, WV, 24986

5beds
8baths
6,500sqft
$6,999,000
$1,077price/sqft
$55,100/moest. monthly cost
$2,204,000/yrincome needed

About This Home

Nestled in the heart of The Greenbrier Sporting Club, just minutes from the world-renowned Greenbrier Resort and its unparalleled amenities, this exquisite 6,500 square-foot residence offers a perfect blend of old world craftsmanship and modern luxury. Boasting 5 bedrooms, 6 full bathrooms, and 2 half bath, on 2 levels of living space. This home located on the banks of Howard's Creek and the Old White TPC golf course. The pine paneled living room offers unobstructed views down the creek and golf course. A cover porch with stone terrace and screened porch and patio offer extensive outdoor space. https://www.greenbrier.com/

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
The Achievement CenterGrades PK-127.0 mi
6/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Wood
  • Construction materials: Drywall,Shingle Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Dimensions: 14.00x12.00

Bedroom2

  • Level: Main
  • Dimensions: 15.00x20.00

Bedroom3

  • Level: Upper
  • Dimensions: 16.00x14.00

Bedroom4

  • Level: Upper
  • Dimensions: 16.00x14.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Den

  • Level: Main
  • Dimensions: 12.00x12.06

Dining Room

  • Level: Main
  • Dimensions: 15.00x20.00

Family Room

  • Level: Upper
  • Dimensions: 18.00x22.00

Features

  • Wet Bar,Great Room,Cable TV
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Marble,Tile
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 6,500 sqft

Kitchen

  • Level: Main
  • Dimensions: 15.00x20.06

Living Room

  • Level: Main
  • Dimensions: 20.06x20.00

Primary Bedroom

  • Level: Main
  • Dimensions: 18.00x35.00

Recreation

  • Level: Upper
  • Dimensions: 14.00x20.00

Utility Room

  • Level: Main
  • Dimensions: 10.00x10.00

Property

Details

  • Parcel number: 16022N005700000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio
  • On waterfront: Yes
  • Waterfront features: Creek,Stream

Lot

  • Lot size: 0.60 Acres
  • Features: Wooded
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $35,390$424,680
Home Insurance *$7,825$93,900
Property Taxes $11,212$134,544
Electricity $673$8,080
Total$55,100$661,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,889,142/yr
40% on housing$1,653,000/yr
45% on housing$1,469,333/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,077This listing

vs Other Active Listings

Avg $/sqft

ZIP 24986$386
Greenbrier County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 24986
Greenbrier County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-22Listed for sale$6,999,000

For Sale by Agent

AgentMargo H. Teeter
BrokerageOld Colony

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