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13448 Bellaria Cir, Windermere, FL, 34786

6beds
7baths
6,308sqft
$3,200,000
$507price/sqft
$23,363/moest. monthly cost
$934,520/yrincome needed

About This Home

Buyer walked days before closing due to personal reasons! All inspections and milestones clean/clear!! - This exceptional Florida residence is perfectly sited on an acre within the exclusive guard-gated community of Bellaria. Thoughtfully designed to balance sophistication with comfort, the home welcomes you with an abundance of natural light streaming through broad front windows, highlighting the elegant handcrafted staircase in the foyer. The formal living and dining areas set the tone for refined entertaining, enhanced by a gas fireplace, a well-appointed wet bar, and expansive views of the sparkling pool and two-story covered porch. Just off the entry, the study provides an intimate retreat with porcelain flooring and clerestory windows, filling the space with natural light and framing serene outdoor vistas. The open-concept family room and kitchen create the heart of the home, where a wall of glass doors seamlessly blends indoor and outdoor living. The gourmet kitchen is a chef’s delight, featuring stainless steel appliances, exotic granite, custom cabinetry, tile flooring, and a spacious walk-in pantry. The first-floor master suite, thoughtfully tucked away for privacy, serves as a true sanctuary. Its spa-inspired bath is adorned with paneled cabinetry, exotic granite, a rainforest shower, soaking tub, and expansive closet areas—both beautiful and functional. Two additional en suite guest bedrooms, a versatile bonus room, and generous living and dining spaces make the main level ideal for everyday living or hosting. Upstairs, the thoughtful layout continues with three bedrooms, a loft, a sitting area, a bonus room, and even a second laundry room for added convenience. These flexible spaces adapt easily to the needs of a growing family or guests, offering opportunities for work, play, or relaxation. Blending elegance with livability, this home captures the essence of Florida living—where interiors open gracefully to resort-style outdoor spaces, making it perfect for both intimate family life and grand entertaining.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
9/10
7/10
Windermere High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Refrigerator,Washer,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: En Suite Bathroom,Storage Closet
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Bedroom3

  • Features: Storage Closet
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 195
  • Dimensions: 15x13

Bedroom5

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 308
  • Dimensions: 22x14

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 270
  • Dimensions: 15x18

Dining Room

  • Level: First
  • Area: 315
  • Dimensions: 21x15

Family Room

  • Level: First
  • Area: 594
  • Dimensions: 27x22

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Walk-In Closet(s),Wet Bar
  • Door features: French Doors,Outdoor Shower,Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Porcelain Tile,Hardwood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 7,899
  • Total interior livable area: 6,308 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 270
  • Dimensions: 18x15

Living Room

  • Level: First
  • Area: 609
  • Dimensions: 29x21

Office

  • Level: First
  • Area: 234
  • Dimensions: 18x13

Other

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 238
  • Dimensions: 17x14

Primary Bathroom

  • Features: Dual Sinks,Garden Bath
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 450
  • Dimensions: 25x18

Property

Details

  • Parcel number: 112327054200380
  • Zoning: R-CE-C
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Other,Outside Bath Access
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Irrigation System,Lighting,Outdoor Shower,Rain Gutters
  • Fencing: Fenced
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.95 Acres
  • Features: Corner Lot,Landscaped,Oversized Lot,Sidewalk

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$2,272$27,264
Property Taxes $4,277$51,324
Electricity $634$7,617
Total$23,363$280,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$801,017/yr
40% on housing$700,890/yr
45% on housing$623,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 34786$465
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 34786$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-23Price change$3,200,000
2025-12-08Listed for sale$3,250,000
2025-10-15Pending sale$3,250,000
2025-09-22Listed for sale$3,250,000
2017-11-30Sold$1,325,000
2017-09-30Listed for sale$1,399,000
2017-07-13Listing removed$1,399,000
2017-06-19Price change$1,399,000
2017-03-13Listed for sale$1,499,000
2014-10-03Sold$1,019,925
2010-09-16Sold$95,000

For Sale by Agent

AgentShawn Kennedy
BrokerageKENNEDY REALTY GROUP LLC

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