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13431 BELLARIA CIRCLE, Windermere, FL, 34786

4beds
5baths
5,616sqft
$3,250,000
$579price/sqft
$23,515/moest. monthly cost
$940,600/yrincome needed

About This Home

BREATHTAKING WINDERMERE ESTATE!!! Situated on nearly 1.5 acres in the gated/guarded community of Bellaria, this custom built 4BR/4.5BA pool residence is the pinnacle of detail and design. Follow the long drive winding amongst the towering Italian Cypress to your expansive motor court and magnificent entry. Upon opening the massive custom double doors, you will see elegance, functionality, and breathtaking detail in every corner. Features include: over 5500SqFt of living area, soaring ceiling heights, top-notch molding and finish work, travertine floors, NEW carpet, NEW interior paint, massive kitchen with bar seating and island, walk-in pantry, game room with full bar and refrigeration, over 3000SqFt of rear pool and patio space with hot tub, outdoor bar/kitchen with vent fan and refrigeration, patio shower, multiple gas fireplaces, corner sliding pocket doors opening onto patio, NO REAR NEIGHBORS, gigantic privacy hedge, spacious primary suite with seating area and pool access, dual walk-in closets, exquisite primary bath with enormous soaking tub, spacious guest bedrooms and beautifully appointed guest bathrooms, sauna, three car garage with a hydraulic lift for a fourth vehicle, generous utility room, 22kw natural gas generator installed in 2021, office with built-ins and fireplace, fully equipped theatre with elevated seating, A BRAND NEW TILE ROOF, ample storage opportunities, and the list goes on!!! This is all just minutes from Winter Garden Village with easy access to SR429, downtown, and all the attractions!!! Schedule your showing and prepare to be amazed, this property is special. Call today!!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
9/10
7/10
Windermere High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 202.986
  • Dimensions: 12.6x16.11

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 170.8721
  • Dimensions: 14.11x12.11

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 259.653
  • Dimensions: 21.11x12.3

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 221
  • Dimensions: 13x17

Dinette

  • Level: First
  • Area: 347.2
  • Dimensions: 21.7x16

Dining Room

  • Level: First
  • Area: 190.35
  • Dimensions: 13.5x14.1

Family Room

  • Level: First
  • Area: 381.33
  • Dimensions: 22.3x17.1

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Door features: French Doors,Outdoor Grill,Outdoor Kitchen
  • Flooring: Carpet,Ceramic Tile,Other
  • Fireplace features: Family Room,Gas,Living Room,Other Room
  • Fireplace: Yes

Game Room

  • Level: First
  • Area: 269.31
  • Dimensions: 19.1x14.1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,730
  • Total interior livable area: 5,616 sqft

Kitchen

  • Level: First
  • Area: 384.42
  • Dimensions: 25.8x14.9

Living Room

  • Level: First
  • Area: 447.7
  • Dimensions: 24.2x18.5

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 446.247
  • Dimensions: 16.11x27.7

Utility Room

  • Level: First
  • Area: 77.29
  • Dimensions: 13.1x5.9

Property

Details

  • Parcel number: 112327054200280
  • Zoning: R-CE-C
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Screen Enclosure
  • Exterior features: Irrigation System,Outdoor Grill,Outdoor Kitchen,Private Yard

Lot

  • Lot size: 1.43 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$2,308$27,696
Property Taxes $4,209$50,508
Electricity $565$6,782
Total$23,515$282,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$806,228/yr
40% on housing$705,450/yr
45% on housing$627,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 34786$464
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 34786$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$3,250,000
2013-10-21Sold$1,205,000
2013-07-01Listed for sale$1,500,000
2009-09-10Sold$270,000

For Sale by Agent

AgentCathy Kluytenaar
BrokerageTHE K TEAM REAL ESTATE SERVICES LLC

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