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13105 SILVER THORN LOOP, North Fort Myers, FL, 33903

3beds
2baths
1,805sqft
$325,000
$180price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

Welcome to your North Fort Myers retreat located in the desirable gated community of Moody River Estates. This well-maintained 3-bedroom, 2-full bath single-family home offers approximately 1,800 square feet of comfortable living space with a bright, open floor plan designed for both everyday living and entertaining. Natural light fills the main living areas, creating a warm and inviting atmosphere that flows seamlessly into the kitchen and dining spaces. The home features a split-bedroom layout that provides privacy for the spacious primary suite, complete with a walk-in closet and an en-suite bathroom. Two additional bedrooms offer flexibility for guests, a home office, or family needs. Tile flooring throughout the main living areas adds to the home’s clean, low-maintenance appeal. Step outside to enjoy Florida living with a screened lanai, perfect for morning coffee or evening relaxation. Situated on a quiet street with attractive landscaping and excellent curb appeal, this home is ideally located close to shopping, dining, and major roadways while still offering a peaceful residential setting. Residents of Moody River Estates enjoy access to resort-style amenities including a community pool and spa, clubhouse, fitness center, tennis and basketball courts, and walking trails. This home offers the perfect blend of comfort, convenience, and community, making it an excellent opportunity for a wide range of buyers. Schedule your private showing today.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
4/10
Caloosa Middle SchoolGrades 6-82.6 mi
5/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator/Freezer,Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedroom

  • Features: First Floor Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Family, Eat-in Kitchen

Features

  • Built-In Cabinets,Walk-In Closet(s),Laundry in Residence,Screened Lanai/Porch
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,213
  • Total interior livable area: 1,805 sqft

Kitchen

  • Features: Island, Pantry

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 1044244600000.0160
  • Zoning: RPD

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Landscaped Area
  • Waterfront features: None

Lot

  • Lot size: 7,840 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$273$3,276
Property Taxes $553$6,636
Electricity $197$2,366
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$90
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Price change$325,000
2026-01-17Price change$349,000
2026-01-02Listed for sale$385,000
2025-12-10Listing removed$2,000
2025-11-12Price change$2,000
2025-09-08Listed for rent$2,200
2025-09-01Listing removed$399,999
2025-05-24Listed for sale$399,999
2014-10-02Sold$253,288

For Sale by Agent

AgentBarry Denton
BrokerageJohn R Wood Properties

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