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3021 Scarlet Oak Pl, North Fort Myers, FL, 33903

3beds
2baths
2,264sqft
$524,900
$232price/sqft
$4,100/moest. monthly cost
$164,000/yrincome needed

About This Home

Introducing ‘Villa Maria’, an exceptional residence in the sought-after gated community of Moody River Estates. Built in 2014, this beautifully designed Single-Family Home offers 3 bedrooms, 2 bathrooms, and a versatile flex space ideal for a home office, den, or potential 4th bedroom. A formal dining area sits just off the entry and kitchen, creating a welcoming and functional layout. At the heart of the home, the open-concept Great Room showcases an elevated kitchen featuring rich cabinetry, light granite countertops, stainless steel appliances, and a spacious island perfect for casual dining and entertaining. Volume ceilings, upgraded lighting, and porcelain tile flooring add a refined touch throughout, while the expansive living area provides plenty of room to relax or host guests. The split floor plan offers privacy, with guest bedrooms on one side and the primary suite on the other. The owner’s retreat features dual walk-in closets, a soaking tub, walk-in shower, private water closet, and dual vanities. Sliding glass doors open to a full-width screened lanai, seamlessly blending indoor and outdoor living. Enjoy a heated pool, covered entertaining space, and an expansive deck overlooking tranquil lake views and lush landscaping. Moody River Estates is one of Southwest Florida’s hidden gems, a private, gated community offering resort-style amenities, scenic surroundings, and access to the Caloosahatchee River with a community boat ramp and dock. This is your opportunity to experience the best of Southwest Florida living. Book Your Tour TODAY!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
Caloosa Middle SchoolGrades 6-82.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Disposal,Ice Maker,Microwave,Range,Refrigerator,RefrigeratorWithIce Maker
  • Laundry features: Washer Hookup,Dryer Hookup,Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,High Ceilings,Kitchen Island,Separate Shower,Cable TV,Window Treatments,High Speed Internet,Home Office,Split Bedrooms,Den,Office,Screened Porch,Great Room
  • Window features: Single Hung,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,864
  • Total interior livable area: 2,264 sqft

Property

Details

  • Parcel number: 1544240500000.0630
  • Lease amount: 0
  • Zoning description: RM-2

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Shutters Manual
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular Lot,Sprinklers Automatic
  • Lot size dimensions: 77 x 145 x 77 x 145

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$441$5,292
Property Taxes $778$9,336
Electricity $227$2,734
Total$4,100$49,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,571/yr
40% on housing$123,000/yr
45% on housing$109,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$90
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$547,900
2025-05-03Listing removed$3,200
2025-04-12Listed for rent$3,200
2025-03-23Listing removed$3,200
2025-03-02Listed for rent$3,200
2025-02-16Listing removed$3,200
2025-01-05Listed for rent$3,200
2024-11-23Listing removed$3,800
2024-10-27Listed for rent$3,800
2022-02-17Sold$547,900
2022-02-01Pending sale$549,900
2022-01-28Listed for sale$549,900
2019-07-22Sold$350,000
2019-05-30Pending sale$359,000
2019-05-20Listed for sale$359,000
2016-05-04Sold$360,000
2016-04-03Pending sale$360,000
2016-01-21Listed for sale$360,000
2014-06-27Sold$332,635

For Sale by Agent

AgentKyra Quarles
BrokerageJohn R. Wood Properties

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