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16 Canterbury Lane, Warwick, NY, 10990

5beds
4baths
3,374sqft
$949,900
$282price/sqft
$7,275/moest. monthly cost
$291,000/yrincome needed

About This Home

Welcome to the Arlington model of Apple Ridge Estates, located on a quiet cul-de-sac in one of Warwick's most sought-after neighborhoods, where neighbors move in and rarely move out. Built by a local builder who also contributed to the construction of the Town of Warwick Town Hall, this former model home showcases quality craftsmanship, timeless design, and meticulous care by its original owners. Offering 5 bedrooms and 3.5 baths, this spacious home features an updated kitchen with a butler's pantry, soaring vaulted ceilings, a dramatic two-story foyer, elegant crown molding, tray ceilings, beautiful hardwood floors, and a warm, inviting great room with a fireplace. The thoughtfully designed floor plan also includes formal living and dining rooms, and a versatile bonus room currently used as a sewing room—ideal as a home office, playroom, hobby room, or additional flex space. Step outside to your private backyard retreat, complete with a top-of-the-line outdoor kitchen and an expansive paver patio, creating the perfect setting for entertaining, outdoor dining, and making memories with family and friends. Located in the highly acclaimed Warwick School District, this remarkable home offers the perfect blend of elegance, functionality, and enduring quality. A rare opportunity to own a home where pride of ownership is evident in every detail.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
6/10
9/10

Construction

Condition

  • Property condition: Actual
  • Year built: 2009

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,ENERGY STAR Qualified Appliances,Exhaust Fan,Oven,Stainless Steel Appliance(s),Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Built-in Features,Cathedral Ceiling(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entertainment Cabinets,Formal Dining,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Fireplace: Yes
  • Attic: Full

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,374
  • Total interior livable area: 3,374 sqft

Property

Details

  • Parcel number: 3354890550000002009.0000000
  • Special condition: None

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$317$3,804
Property Taxes $1,598$19,176
Electricity $557$6,691
Total$7,275$87,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$249,428/yr
40% on housing$218,250/yr
45% on housing$194,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 10990$326
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10990$315
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$929,900
2026-07-24Listed for sale$949,900
2010-11-10Sold$469,000

For Sale by Agent

AgentIshadar Garvey
BrokerageKW Hudson Valley United

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