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279 Spring Rd, Lake Ozark, MO, 65049

3beds
2baths
1,592sqft
$350,000
$220price/sqft
$2,267/moest. monthly cost
$90,680/yrincome needed

About This Home

Welcome to your ideal Lake of the Ozarks retreat located in the highly sought-after Horseshoe Bend area, just minutes from Bagnell Dam Blvd. Perfectly positioned for convenience by both land and water, this turn-key home offers the ultimate blend of lifestyle and investment opportunity. Whether you are searching for a full-time residence, vacation getaway, or income-producing rental, this property checks every box with no rental restrictions in place. The home is move-in ready and designed for low-maintenance lake living, allowing you to start enjoying everything the lake has to offer from day one. Step outside your back door and enjoy immediate lake access with a boat slip in the community dock, located just steps from the home—making it effortless to get on the water at any time. Spend your days cruising the lake, dining waterfront, or relaxing with friends and family. Located in the heart of Lake of the Ozarks, this property offers unmatched proximity to shopping, dining, entertainment, and popular waterfront destinations. Opportunities like this in such a prime location are rare—schedule your showing today and secure your place at the lake.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Osage Middle SchoolGrades 6-85.4 mi
7/10
Osage High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Foundation: Basement
  • Roof: Architectural,Shingle
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Fireplace
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Fireplace(s),Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: 0010170600000002001003
  • Zoning description: Residential
  • Exclusions: Items not on inventory

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Open
  • Exterior features: Deck,Gravel Driveway
  • Has view: Yes
  • View description: Seasonal View
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Privileges

Lot

  • Features: Sloped,Views
  • Lot size dimensions: 50 x 70 x 69 x 94

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$223$2,676
Property Taxes $134$1,608
Electricity $141$1,693
Total$2,267$27,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,725/yr
40% on housing$68,010/yr
45% on housing$60,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$204
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$360,000
2026-03-29Listing removed$360,000
2026-03-20Listed for sale$360,000
2026-01-12Listing removed$2,000
2025-11-16Listing removed$345,000
2025-09-29Price change$345,000
2025-08-25Listed for rent$2,000
2025-07-27Price change$360,000
2025-06-30Price change$380,000
2025-05-15Listed for sale$399,900
2025-05-09Listing removed$399,999
2025-04-11Price change$399,999
2025-03-24Listed for sale$409,000
2025-03-17Contingent$409,000
2025-02-27Price change$409,000
2025-01-03Price change$419,900
2024-11-22Listed for sale$424,900
2023-12-14Listing removed--
2023-12-07Price change$1,900
2023-11-13Price change$2,000
2023-11-08Listed for rent$2,300
2023-11-08Listing removed--
2023-10-30Price change$399,900
2023-10-12Listed for sale$409,900
2022-02-08Listing removed--
2022-02-04Sold--
2021-08-20Sold--

For Sale by Agent

AgentTHE SALISBURY TEAM
BrokerageNettwork Global, LLC

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