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1639 Hadley Creek Dr NE, Rochester, MN, 55906

5beds
3baths
3,414sqft
$599,900
$176price/sqft
$4,282/moest. monthly cost
$171,280/yrincome needed

About This Home

Welcome to this gorgeous 5 bedroom, 3 bathroom walkout rambler situated on Hadley Creek Golf Course! As you step inside, you'll immediately notice the open layout designed to enhance flow and natural light throughout. The main floor features two bedrooms, a full bathroom, and a primary bedroom with a tiled shower & walk-in closet. The kitchen is an open concept with granite counters, center island, and stainless steel appliances. Nice dining room space right off the maintenance free deck. Living room includes a gas fireplace with stone surround. Lower level is extremely spacious and includes two bedrooms, full bathroom, flex room, fireplace, and plenty of storage space. Laundry is located in the mudroom right off the 3 car heated garage. Monthly HOA includes trash, snow removal, lawn care, only invisible fences allowed. All you have to do with this one is move in!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Gage Elementary SchoolGrades PK-52.1 mi
8/10
3/10
Dakota Middle SchoolGrades 6-85.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Drainage System,Finished,Full,Storage Space,Sump Pump

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,507
  • Finished area above ground: 1,707

Flex Room

  • Level: Lower

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,414
  • Total interior livable area: 3,414 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 741314078227
  • Zoning description: Residential-Single Family
  • Foundation area: 1707

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Covered,Deck,Patio

Lot

  • Lot size: 6,577 sqft
  • Features: On Golf Course
  • Lot size dimensions: 60 x 110

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$301$3,612
Property Taxes $661$7,932
Electricity $287$3,455
Total$4,282$51,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,811/yr
40% on housing$128,460/yr
45% on housing$114,186/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 55906$168
Olmsted County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 55906$178
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$619,900
2026-03-05Listed for sale$629,900
2021-03-11Sold$445,000
2020-10-08Listed for sale$445,000
2012-10-11Listing removed$68,000
2012-10-08Listed for sale$68,000

For Sale by Agent

AgentJake Huglen
BrokerageColdwell Banker Realty

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