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854 Lower Mountain Dr, Effort, PA, 18330

2beds
2baths
1,947sqft
$349,999
$180price/sqft
$2,641/moest. monthly cost
$105,640/yrincome needed

About This Home

Contemporary design meets peaceful country living in this well maintained home situated on 2.63 private acres. The thoughtfully designed floor plan features soaring cathedral ceilings, exposed wood beams, skylights, and an open living area filled with natural light. The updated kitchen showcases modern finishes and flows seamlessly into the main living space, making it ideal for everyday living and entertaining. New flooring and an updated bathroom add to the home's move in ready appeal. A spacious loft provides flexible space for a home office, reading area, or additional living area. The finished basement expands the home's usable square footage and can serve as a recreation room, fitness area, media room, or kids play space. Two fireplaces provide warmth and character, while the large side deck offers a comfortable place to enjoy the surrounding wooded landscape. Conveniently located in the Pleasant Valley School District, this property offers privacy, versatile living spaces, and contemporary style in a tranquil setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area
  • Flooring: Luxury Vinyl,Luxury VinylPlank,Tile
  • Fireplace features: Gas Log,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 450
  • Finished area above ground: 1,497

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood Stove
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total interior livable area: 1,947 sqft

Property

Details

  • Parcel number: 02632000988288
  • Zoning: CR- Conservation/Recreati
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 2.63 Acres

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$176$2,112
Property Taxes $472$5,664
Electricity $224$2,692
Total$2,641$31,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,548/yr
40% on housing$79,230/yr
45% on housing$70,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 18330$125
Monroe County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 18330$183
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$349,999
2025-06-05Listing removed$2,250
2025-05-30Listed for rent$2,250
2019-12-30Sold$168,978
2019-03-15Price change$174,900
2018-09-07Listed for sale$179,900
2015-09-21Listing removed$149,900
2015-09-03Listed for sale$149,900
2015-08-13Sold$85,000
2015-05-22Listed for sale$110,000
2015-02-27Sold$1,839
2015-02-10Listed for sale--
2010-02-23Sold$162,000
2009-11-14Price change$170,000
2009-08-01Listed for sale$182,000
2009-05-28Sold$110,500
2007-05-17Sold$2,010

For Sale by Agent

AgentRoman Belyayev
BrokerageFreeby Lai Real Estate

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