See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

401 Timber Ridge Dr Unit 24, Grafton, IL, 62037

2beds
2baths
1,381sqft
$235,000
$170price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

ENJOY the VIEW!!!!! High above the confluence of the Mississippi and Illinois Rivers – is this your weekend retreat or your fulltime residence? Open floor plan, living, dining and kitchen – leading to the covered porch and the VIEW! Two bedrooms, two full baths, appliances and washer and dryer included. One car detached garage, extra storage, community center on the lower floor. Close to all the fun of Grafton – shopping, dining, and boating.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Grafton Elementary SchoolGrades PK-41.4 mi
7/10
Illini Middle SchoolGrades 5-711.2 mi
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Architectural Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Electric Range,Free-Standing Refrigerator,Washer/Dryer Stacked
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom2

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Features

  • Breakfast Bar,Ceiling Fan(s),Dining/Living Room Combo,Elevator,Lever Faucets,Open Floorplan,Shower,Solid Surface Countertop(s),Tub,Walk-In Closet(s)
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Insulated Windows,Tilt-In Windows
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,381

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,381
  • Total interior livable area: 1,381 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 300
  • Dimensions: 25x12

Primary Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0808020024
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony,Entry Steps/Stairs,Storage
  • Has view: Yes
  • View description: City,Marina,River
  • Water view: Marina,River

Lot

  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Common,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$136$1,632
Property Taxes $309$3,708
Electricity $130$1,569
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 62037$291
Jersey County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 62037$174
Jersey County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$237,500
2026-01-07Price change$240,000
2025-10-13Listed for sale$245,000

For Sale by Agent

AgentRick Lauschke
BrokerageColdwell Banker Brown Realtors

Similar Homes