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2210 S Rocky Mountain Dr, Effort, PA, 18330

4beds
3baths
2,262sqft
$365,000
$161price/sqft
$2,768/moest. monthly cost
$110,720/yrincome needed

About This Home

Welcome to this spacious 4-bedroom bi-level home with the potential for a 5th bedroom, offering plenty of room for extended family or flexible living arrangements. The upper level features a bright living room, dining area, and kitchen, along with three generously sized bedrooms and two full bathrooms. The primary suite includes its own private bathroom for added comfort and convenience. The finished lower level offers exceptional versatility with two additional bedrooms, a full kitchen, a full bathroom, and a spacious family room featuring a cozy pellet stove. A walkout leads directly to the backyard, making this level ideal for multi-generational living, guests, or entertaining. Situated on 1.01 acres, this property provides plenty of outdoor space, a long private driveway, a large deck, and abundant storage throughout. The attached two-car garage has been converted into a kitchen, creating additional functional living space. Additional features include central air conditioning and ample storage. The home needs a few finishing touches, giving the new owner the opportunity to add their personal style and build instant equity. Don't miss the chance to make this spacious property your own!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer
  • Laundry features: Lower Level,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom2

  • Level: Upper
  • Area: 52
  • Dimensions: 8 x 6.5

Bathroom3

  • Level: Lower
  • Area: 35
  • Dimensions: 7 x 5

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Lower
  • Area: 80
  • Dimensions: 10 x 8

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Second Kitchen,Chandelier
  • Window features: Vinyl Frames
  • Flooring: Carpet,Plank
  • Number of fireplaces: 1
  • Fireplace features: Basement,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 1,064
  • Finished area above ground: 1,198
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Pellet Stove
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,262
  • Total interior livable area: 2,262 sqft

Kitchen

  • Level: Upper
  • Area: 198
  • Dimensions: 11 x 18

Kitchen

  • Level: Lower
  • Area: 187
  • Dimensions: 11 x 17

Living Room

  • Level: Upper
  • Area: 262.5
  • Dimensions: 17.5 x 15

Living Room

  • Level: Lower
  • Area: 114
  • Dimensions: 12 x 9.5

Master Bathroom

  • Level: Upper
  • Area: 95
  • Dimensions: 10 x 9.5

Master Bedroom

  • Level: Upper
  • Area: 172.5
  • Dimensions: 15 x 11.5

Property

Details

  • Parcel number: 02.14B.1.149
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard
  • Other equipment: Dehumidifier

Features

  • Stories: 2
  • Entry location: Front door
  • Patio & porch: Deck
  • Exterior features: Private Yard

Lot

  • Lot size: 1.01 Acres
  • Features: Back Yard

Parking

  • Total spaces: 8
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$183$2,196
Property Taxes $492$5,904
Electricity $248$2,978
Total$2,768$33,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,902/yr
40% on housing$83,040/yr
45% on housing$73,813/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 18330$126
Monroe County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 18330$183
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$365,000
2021-02-03Sold$254,900
2020-11-15Listed for sale$249,900
2008-05-12Sold$205,000
2008-04-05Listed for sale$219,000
2008-01-18Listing removed$219,000
2007-12-10Listed for sale$219,000

For Sale by Agent

AgentDaniela R. Maruca
BrokerageColdwell Banker Real Estate Services, LLC

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