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582 Windy Point Dr, Mount Vernon, TX, 75457

7beds
9baths
6,130sqft
$5,250,000
$856price/sqft
$37,320/moest. monthly cost
$1,492,800/yrincome needed

About This Home

PREMIER WATERFRONT ESTATE ON BEAUTIFUL LAKE CYPRESS SPRINGS Discover one of the most extraordinary waterfront properties on Lake Cypress Springs, offering a premier location, breathtaking sunset views, and 1.08 acres of beautifully landscaped grounds. This magnificent custom-built estate boasts approximately 6,160 square feet of luxury living space, thoughtfully designed for entertaining, relaxation, and creating unforgettable memories with family and friends. The home features seven spacious en suite bedrooms and a total of nine bathrooms, providing exceptional comfort and privacy for guests. The open-concept design includes three generous living areas, a gourmet kitchen equipped with premium Fulgor and KitchenAid appliances, a wet bar, two laundry rooms, and three stunning stone fireplaces that add warmth and character throughout the home. A walkout basement offers additional living and recreation space, making this property ideal for large gatherings and multi-generational living. Outdoor living is equally impressive with two levels of expansive decking, a fully equipped outdoor cooking station, and a beautifully designed firepit area overlooking the lake. Whether hosting a crowd or enjoying a quiet evening, the outdoor spaces are designed to maximize the spectacular waterfront setting. Adding to the property's appeal is a detached 440-square-foot guest house/game room complete with a full bath, offering flexibility for guests, recreation, or a private retreat. At the shoreline, the impressive 2,240-square-foot boathouse is a lake lover's dream, featuring three boat lifts, a double jet ski lift, and abundant lounging space for enjoying the water and panoramic views. Additional amenities include a whole-home generator, extensive recent updates, and meticulously maintained landscaping. Most furnishings will convey with the sale, and all watercraft may be purchased separately.Experience the beauty, comfort, and lifestyle that make this property one of the finest!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
7/10
5/10
Mt Vernon High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Basement,Slab
  • Roof: Composition
  • Construction materials: Stone,Wood Based Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Disposal,Microwave,Refrigerator,Ice Maker,2 or more Water Heaters,Tankless Electric Water Heater

Basement

  • Has basement: Yes

Bathroom

  • Features: Dressing Area,Double Lavatory,Separate Water Closet,Walk-In Closet(s),Bar

Bedroom

  • Features: Guest Bedroom Split

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 9
  • Full bathrooms: 9

Dining Room

  • Features: Den/Dining Combo

Features

  • Wet Bar,Ceiling Fan(s),Vaulted Ceiling(s),Kitchen Island
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Two or More,Gas Log,Stone,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Fireplace(s),Propane
  • Cooling features: Central Electric,Zoned-3 or more,Ceiling Fan(s)

Interior Area

  • Total structure area: 6,130
  • Total interior livable area: 6,130 sqft

Kitchen

  • Features: Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master
  • Level: Main

Property

Details

  • Parcel number: 025020001300087000000
  • Special condition: Homeowner's Assn Dues

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck Open
  • Exterior features: Sprinkler System,Balcony,Outdoor Kitchen
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Cypress Springs

Lot

  • Lot size: 1.08 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,546$318,552
Home Insurance *$4,355$52,260
Property Taxes $5,746$68,952
Electricity $673$8,077
Total$37,320$447,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,279,542/yr
40% on housing$1,119,600/yr
45% on housing$995,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$856This listing

vs Other Active Listings

Avg $/sqft

ZIP 75457$186
Franklin County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 75457
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$5,250,000
2025-10-19Listing removed$5,950,000
2025-07-04Listed for sale$5,950,000

For Sale by Agent

AgentPamela Swanner
BrokerageColdwell Banker Lakehaven, REA

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