521 Southwood Shores Dr N, Coldspring, TX, 77331
About This Home
This 2024 home has a spectacular lake view! Walking distance from the public boat ramp and lake access. Front porch recently added! Garage/workshop with additional carports, a large back covered deck, corner lot. This property is a great place to getaway or enjoy the view full time! Low tax rate makes this home even more affordable.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Kitchen
- Features: Kitchen Island,Kitchen open to Family Room
Master Bathroom
- Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo
Property
Details
- Parcel number: 78824
Features
- Stories: 1
- Patio & porch: Covered
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
Lot
- Lot size: 0.37 Acres
- Features: Cleared,Corner Lot,1/4 Up to 1/2 Acre
Parking
- Total spaces: 6
- Parking features: Detached,Double-Wide Driveway,Workshop in Garage,Detached Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,188 | $14,256 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $71 | $852 |
| Electricity | $238 | $2,859 |
| Total | $1,740 | $20,880 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-17 | Price change | $235,000 |
| 2026-01-19 | Price change | $250,000 |
| 2026-01-17 | Price change | $275,000 |
| 2026-01-12 | Price change | $250,000 |
| 2025-10-28 | Listed for sale | $275,000 |
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