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631 Humbird, Cleveland, TX, 77328

5beds
2baths
1,860sqft
$245,000
$132price/sqft
$2,059/moest. monthly cost
$82,360/yrincome needed

About This Home

If you’re looking for country living at its best, this is it! Situated on over an acre, this remodeled 5-bedroom, 2-bath home offers space, comfort, and modern updates throughout. Renovated from the studs, the home features updated finishes while maintaining a warm and inviting feel. Enjoy mature trees that provide shade and privacy across the property, along with plenty of acreage for a shop, pool, outdoor entertainment area, or additional improvements. With room to spread out and endless possibilities, this move-in ready property is perfect for enjoying peaceful country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

1/10
2/10
Cleveland Middle SchoolGrades 6-87.6 mi
1/10
Cleveland High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 91625

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck

Lot

  • Lot size: 1.02 Acres
  • Features: Back Yard,Cleared,1 Up to 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$209$2,508
Property Taxes $374$4,488
Electricity $238$2,859
Total$2,059$24,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,594/yr
40% on housing$61,770/yr
45% on housing$54,906/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 77328$208
San Jacinto County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 77328
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$245,000

For Sale by Agent

AgentBonnie Schinnerer
BrokerageEpique Realty LLC

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