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127 Oswayo Dr, Pocono Lake, PA, 18347

6beds
3baths
2,300sqft
$535,000
$233price/sqft
$3,914/moest. monthly cost
$156,560/yrincome needed

About This Home

Welcome to this beautifully reimagined 6-bedroom, 3-bath home in the desirable Arrowhead Lakes community! With plenty of room to spread out, this spacious property has been thoughtfully updated throughout and offers the perfect blend of comfort, style, and mountain charm. Fresh finishes, inviting living spaces, and attention to detail make this home truly move-in ready. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this home checks all the boxes. Enjoy everything the community has to offer while relaxing in a home that's ready to be enjoyed from day one! Click here to see a virutal tour of the home: https://unbranded.visithome.ai/UALh4UL6gtFzukEmcBm5aa?mu=ft

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Tobyhanna El CenterGrades K-67.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane Cooktop,Range,Electric Range,Refrigerator,Water Heater,Dishwasher,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom2

  • Level: Lower
  • Area: 63.14
  • Dimensions: 8.2 x 7.7

Bedroom2

  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Bedroom3

  • Level: Second
  • Area: 117.6
  • Dimensions: 12 x 9.8

Bedroom4

  • Level: Second
  • Area: 187
  • Dimensions: 17 x 11

Bedroom5

  • Level: Lower
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Lower
  • Area: 165
  • Dimensions: 15 x 11

Dining Room

  • Level: First
  • Area: 390
  • Dimensions: 25 x 15.6

Family Room

  • Level: First
  • Area: 276
  • Dimensions: 23 x 12

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Living Room,Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,300
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Level: First
  • Area: 180.96
  • Dimensions: 15.6 x 11.6

Master Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 03.19A.1.491
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.27 Acres
  • Features: Wooded

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$235$2,820
Property Taxes $722$8,664
Electricity $252$3,028
Total$3,914$46,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,194/yr
40% on housing$117,420/yr
45% on housing$104,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 18347$118
Monroe County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 18347$216
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$535,000
2026-06-10Pending sale$535,000
2026-05-20Listed for sale$535,000
2020-12-29Sold$205,000
2020-11-20Listed for sale$204,900
2005-11-14Sold$179,500

For Sale by Agent

AgentBeverly Ann Heller
BrokerageMeisse Real Estate

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