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425 Creeks Jewell Dr, Ringgold, GA, 30736

4beds
2baths
1,646sqft
$360,000
$219price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

PRICE IMPROVEMENT! Location, Location, Location! Welcome home to this beautifully situated 4-bedroom, 2-full-bath residence nestled in the desirable Indian Springs community, perfectly positioned between East Ridge and Ringgold, GA. Tucked away at the end of a quiet cul-de-sac on Creek's Jewell Drive, this home offers privacy, curb appeal, and a peaceful setting you'll love coming home to. Step inside to a spacious living room ideal for relaxing or entertaining, along with a generously sized primary bedroom that provides a comfortable retreat. The dedicated dining area is perfect for hosting family and friends, while the expansive backyard offers endless possibilities-entertain guests, start a garden, or simply unwind and enjoy the outdoors. Enjoy the best of both worlds with a location that feels removed from busy traffic yet remains incredibly convenient. Just minutes from the Cloud Springs Road interstate exit and near Graysville Road, providing easy access to Gunbarrel Road, Ringgold, and East Ridge. With a recent price improvement and an unbeatable location, this home is a must-see. Schedule your private showing today! MOTIVATED SELLER....All offers will be considered!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10
Ringgold Middle SchoolGrades 6-84.6 mi
6/10
Ringgold High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Kitchen Island,Walk-In Closet(s)
  • Window features: Other
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Other
  • Finished area above ground: 1,646

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,646
  • Total interior livable area: 1,646 sqft

Property

Details

  • Parcel number: 0020h028
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.85 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Rolling Slope
  • Lot size dimensions: .85

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$175$2,100
Property Taxes $558$6,696
Electricity $219$2,637
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$354,700
2026-03-18Price change$355,000
2026-03-01Price change$360,000
2026-02-11Price change$365,000
2026-02-06Price change$370,000
2026-01-26Price change$375,000
2025-12-28Price change$379,900
2025-11-06Listed for sale$389,900
2022-05-09Sold$272,000
2022-03-18Contingent$279,900
2022-03-18Listed for sale$279,900
2012-05-07Sold$128,000
2008-08-21Sold$126,000

For Sale by Agent

AgentJennifer Swafford
BrokerageBetter Homes and Gardens Real Estate Jackson Realty

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