See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4475 Pebble Rock Dr, Cumming, GA, 30041

5beds
4baths
6,176sqft
$1,800,000
$291price/sqft
$13,735/moest. monthly cost
$549,400/yrincome needed

About This Home

ELEGANT MODERN FARMHOUSE WITH LAKE ACCESS & DEEDED BOAT SLIP IN GATED COMMUNITY! This gem offers a refined blend of luxury, comfort & effortless lake living in a sought-after gated community where privacy, nature & connection come together. Enjoy effortless access to the lake with a deeded covered boat slip equipped with a heavy-duty lift, ideally positioned among the closest to golf cart parking at the community docks. From the inviting rocking chair front porch to the serene wooded & lake views, every detail has been thoughtfully curated. Step inside to an open, light-filled floorplan where soaring ceilings & intentional design create an immediate sense of scale and warmth. The two-story vaulted family room serves as the heart of the home, anchored by expansive Pella windows and seamless flow into the kitchen and outdoor living spaces. A dedicated main-level office provides a quiet workspace, while the overall layout balances openness with defined, purposeful living areas. Designed with both style & functionality in mind, the kitchen offers a warm, inviting space for everyday living and entertaining. Thoughtfully appointed with quality appliances, a pot filler, quartzite countertops, an island/breakfast bar & a built-in wine fridge, it provides the perfect balance of form & function. A true highlight is the expansive secondary prep kitchen/walk-in pantry complete with a second sink, additional dishwasher, full-size refrigerator space & extensive cabinetry & workspace. The main-level primary suite is a private sanctuary designed for comfort & indulgence. Featuring two spacious custom closets with pocket doors & built-in shelving, the suite offers both beauty and function. The spa-inspired bath includes a zero-entry glass shower, soaking tub & elegant finishes that create a serene, retreat-like atmosphere. A private coffee bar & wine fridge elevate the space even further, while direct access to a private deck provides the perfect setting. For ultimate convenience, the primary suite connects directly to the oversized laundry room, thoughtfully designed with extensive cabinetry, shelving & storage. A secondary ensuite bedroom on the main level is positioned on the opposite side of the home with a full bath - ideal for guests or multigenerational living. Upstairs, two generously sized bedrooms share a full bath, including one with a very spacious oversized walk-in closet. A walkway overlooking the family room below enhances the home's open & connected feel. Designed for year-round enjoyment, the home's outdoor spaces are equally impressive. A large vaulted screened porch with fireplace & TV mount creates the ultimate setting for relaxing or entertaining, seamlessly extending to a deck overlooking peaceful wooded surroundings and glimpses of the lake. The fenced backyard offers both privacy and flexibility, while the lower-level walk-out patio provides an additional outdoor retreat. The expansive basement is designed to adapt to your lifestyle. Featuring a partial kitchen with refrigerator, microwave and sink, along with a second laundry area, full bath, bedroom space & living area, it's perfectly suited for an in-law suite or extended guest accommodations. Alternatively, the space can be transformed into a full entertainment level already set up with plumbing & counter height electrial for a wet bar. Storage rooms & two efficient mini-split systems add comfort & practicality while direct access to the patio enhances livability. Offering four garage spaces, including a two-car garage with an EV charger plus a golf cart/boat garage on the main level & a lower-level garage for lake toys or equipment. The community also features a clubhouse, tennis and pickleball courts, a swimming pool, a firepit area & a welcoming yet peaceful atmosphere with an active social element. Located less than a mile from a nearby park & convenient to restaurants & shopping, this home offers the perfect balance of seculsion & accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
7/10
East Forsyth High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Metal,Shingle
  • Construction materials: Brick 3 Sides,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Farmhouse,Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: In Basement,Laundry Room,Main Level,Other

Basement

  • Has basement: Yes
  • Basement: Boat Door,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedroom

  • Features: In-Law Floorplan, Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept

Features

  • Bookcases,Double Vanity,Entrance Foyer,High Ceilings 10 ft Main,High Ceilings 10 ft Upper,High Ceilings,High Speed Internet,His and Hers Closets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Factory Built,Family Room,Gas Log,Gas Starter,Masonry,Outside
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,436
  • Finished area above ground: 3,393
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 6,176
  • Total interior livable area: 6,176 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets White, Kitchen Island, Pantry Walk-In, Second Kitchen, Stone Counters, View to Family Room, Wine Rack

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: In-Law Floorplan, Master on Main, Split Bedroom Plan
  • Level: In-Law Floorplan, Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 260 214
  • Other equipment: Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Balcony,Private Yard,Other,Boat Lift,Covered Dock/1 Slip,Deepwater Access Dock,Dock
  • Spa features: None
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Lake,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Other

Lot

  • Lot size: 0.62 Acres
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped,Private

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$667$8,004
Property Taxes $3,367$40,404
Electricity $600$7,200
Total$13,735$164,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$470,914/yr
40% on housing$412,050/yr
45% on housing$366,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 30041$224
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30041$221
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$2,000,000

For Sale by Agent

AgentTanya Oursler
BrokerageRealty Associates of Atlanta, LLC.

Similar Homes