




4475 Pebble Rock Dr, Cumming, GA, 30041
About This Home
ELEGANT MODERN FARMHOUSE WITH LAKE ACCESS & DEEDED BOAT SLIP IN GATED COMMUNITY! This gem offers a refined blend of luxury, comfort & effortless lake living in a sought-after gated community where privacy, nature & connection come together. Enjoy effortless access to the lake with a deeded covered boat slip equipped with a heavy-duty lift, ideally positioned among the closest to golf cart parking at the community docks. From the inviting rocking chair front porch to the serene wooded & lake views, every detail has been thoughtfully curated. Step inside to an open, light-filled floorplan where soaring ceilings & intentional design create an immediate sense of scale and warmth. The two-story vaulted family room serves as the heart of the home, anchored by expansive Pella windows and seamless flow into the kitchen and outdoor living spaces. A dedicated main-level office provides a quiet workspace, while the overall layout balances openness with defined, purposeful living areas. Designed with both style & functionality in mind, the kitchen offers a warm, inviting space for everyday living and entertaining. Thoughtfully appointed with quality appliances, a pot filler, quartzite countertops, an island/breakfast bar & a built-in wine fridge, it provides the perfect balance of form & function. A true highlight is the expansive secondary prep kitchen/walk-in pantry complete with a second sink, additional dishwasher, full-size refrigerator space & extensive cabinetry & workspace. The main-level primary suite is a private sanctuary designed for comfort & indulgence. Featuring two spacious custom closets with pocket doors & built-in shelving, the suite offers both beauty and function. The spa-inspired bath includes a zero-entry glass shower, soaking tub & elegant finishes that create a serene, retreat-like atmosphere. A private coffee bar & wine fridge elevate the space even further, while direct access to a private deck provides the perfect setting. For ultimate convenience, the primary suite connects directly to the oversized laundry room, thoughtfully designed with extensive cabinetry, shelving & storage. A secondary ensuite bedroom on the main level is positioned on the opposite side of the home with a full bath - ideal for guests or multigenerational living. Upstairs, two generously sized bedrooms share a full bath, including one with a very spacious oversized walk-in closet. A walkway overlooking the family room below enhances the home's open & connected feel. Designed for year-round enjoyment, the home's outdoor spaces are equally impressive. A large vaulted screened porch with fireplace & TV mount creates the ultimate setting for relaxing or entertaining, seamlessly extending to a deck overlooking peaceful wooded surroundings and glimpses of the lake. The fenced backyard offers both privacy and flexibility, while the lower-level walk-out patio provides an additional outdoor retreat. The expansive basement is designed to adapt to your lifestyle. Featuring a partial kitchen with refrigerator, microwave and sink, along with a second laundry area, full bath, bedroom space & living area, it's perfectly suited for an in-law suite or extended guest accommodations. Alternatively, the space can be transformed into a full entertainment level already set up with plumbing & counter height electrial for a wet bar. Storage rooms & two efficient mini-split systems add comfort & practicality while direct access to the patio enhances livability. Offering four garage spaces, including a two-car garage with an EV charger plus a golf cart/boat garage on the main level & a lower-level garage for lake toys or equipment. The community also features a clubhouse, tennis and pickleball courts, a swimming pool, a firepit area & a welcoming yet peaceful atmosphere with an active social element. Located less than a mile from a nearby park & convenient to restaurants & shopping, this home offers the perfect balance of seculsion & accessibility.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Foundation: Concrete Perimeter
- Roof: Composition,Metal,Shingle
- Construction materials: Brick 3 Sides,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Farmhouse,Modern
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater
- Laundry features: In Basement,Laundry Room,Main Level,Other
Basement
- Has basement: Yes
- Basement: Boat Door,Daylight,Exterior Entry,Finished,Full,Interior Entry
Bedroom
- Features: In-Law Floorplan, Master on Main, Split Bedroom Plan
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Open Concept
Features
- Bookcases,Double Vanity,Entrance Foyer,High Ceilings 10 ft Main,High Ceilings 10 ft Upper,High Ceilings,High Speed Internet,His and Hers Closets,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows,Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Vinyl
- Number of fireplaces: 2
- Fireplace features: Factory Built,Family Room,Gas Log,Gas Starter,Masonry,Outside
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 1,436
- Finished area above ground: 3,393
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned
Interior Area
- Total structure area: 6,176
- Total interior livable area: 6,176 sqft
Kitchen
- Features: Breakfast Bar, Cabinets White, Kitchen Island, Pantry Walk-In, Second Kitchen, Stone Counters, View to Family Room, Wine Rack
Master Bathroom
- Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub
Master Bedroom
- Features: In-Law Floorplan, Master on Main, Split Bedroom Plan
- Level: In-Law Floorplan, Master on Main, Split Bedroom Plan
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 260 214
- Other equipment: Irrigation Equipment
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch,Screened
- Exterior features: Balcony,Private Yard,Other,Boat Lift,Covered Dock/1 Slip,Deepwater Access Dock,Dock
- Spa features: None
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Lake,Trees/Woods,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Other
Lot
- Lot size: 0.62 Acres
- Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped,Private
Parking
- Total spaces: 4
- Parking features: Attached,Garage,Garage Door Opener,Garage Faces Side,Kitchen Level,Electric Vehicle Charging Station(s)
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,101 | $109,212 |
| Home Insurance * | $667 | $8,004 |
| Property Taxes | $3,367 | $40,404 |
| Electricity | $600 | $7,200 |
| Total | $13,735 | $164,820 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $2,000,000 |
