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4209 Elm Trace Dr, Loganville, GA, 30052

4beds
3baths
2,590sqft
$405,000
$156price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

This home features a separate dining room, an eat-in kitchen, and a large owner's suite. With your finishing touches this home will be a masterpiece. This home sits on a larger level lot featuring a privacy fence for added privacy. This swim/tennis community is perfect for meeting people in the neighborhood. Be prepared to fall in love. Welcome home. Receive up to $2500 lender credit when using the preferred lender The DeAnn Ellis Team with Element Home loans.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Rosebud Elementary SchoolGrades PK-50.8 mi
6/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2014

Materials

  • Roof: Composition
  • Construction materials: Concrete,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Oven/Range (Combo)
  • Laundry features: In Hall,Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Room

Features

  • Double Vanity,High Ceilings,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Entrance Foyer,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,590
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,590
  • Total interior livable area: 2,590 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Pantry,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: R5063 431

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: Back Yard,Fenced,Wood

Lot

  • Lot size: 0.29 Acres
  • Features: Level,Private

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$186$2,232
Property Taxes $313$3,756
Electricity $251$3,019
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 30052$164
Gwinnett County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 30052$170
Gwinnett County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$405,000
2022-06-08Sold$405,000
2022-05-19Contingent$385,000
2022-05-12Listed for sale$385,000
2015-02-27Sold$186,900

For Sale by Agent

AgentAleithia D Greer
BrokerageSouthern Sunset Realty Group

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