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5420 Fishermans Cv, Gainesville, GA, 30506

3beds
3baths
4,830sqft
$874,500
$181price/sqft
$5,705/moest. monthly cost
$228,200/yrincome needed

About This Home

Luxury meets effortless ranch living in this nearly new home, tucked inside the exclusive gated lake community of Chestatee Cove on Lake Lanier. under three-years-old, it offers the perfect blend of modern upgrades and thoughtful design. The bright, open-concept layout creates a seamless flow across the main level. At the center of the home, the gourmet kitchen impresses with a dual-fuel gas range and electric oven, professional-grade vent hood, oversized island, quartz countertops, and a custom walk-in pantry. The adjoining great room features a cozy fireplace, built-in shelving, plantation shutters, and two sets of 8-foot sliding glass doors that open to a screened porch with its own fireplace—ideal for year-round entertaining. A connected grilling deck overlooks the beautifully fenced backyard. The outdoor space is just as refined, with professionally designed landscaping, zoned irrigation, and ambient lighting that enhances the setting day and night. Inside, ¾ hardwood flooring runs throughout the main level, complimented by a split bedroom layout for added privacy. The owner's suite offers a peaceful retreat with a spacious spa en suite bath, dual vanities, soaking tub, separate shower, and a large walk-in closet. A whole house tankless water heater adds efficiency and convenience. Additional features include a three-car garage sleek epoxy floor and a well-planned unfinished terrace level, plumbed-ready for your personal touch. To complete the lifestyle, a large sauna and hot tub are included, offering a private space to relax and recharge. Conveniently located near Hwy 400, downtown Gainesville, and downtown Dawsonville, with easy access to dining, shopping, and medical facilities. This craftsman style home delivers comfort, style, and a true sense of retreat.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Lanier Elementary SchoolGrades PK-53.7 mi
6/10
Chestatee Middle SchoolGrades 6-85.4 mi
5/10
Chestatee High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle,Composition
  • Construction materials: Brick Front,Cement Siding

Other

  • Builder name: Lowe Properties, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Microwave,Range Hood
  • Laundry features: Laundry Room,Main Level,Other,Sink

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Features: Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Great Room, Open Concept

Features

  • Bookcases,Crown Molding,Double Vanity,Entrance Foyer,High Ceilings 10 ft Main,Walk-In Closet(s)
  • Window features: Double Pane Windows,Plantation Shutters
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Starter,Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,415
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,830
  • Total interior livable area: 4,830 sqft

Kitchen

  • Features: Stone Counters, Eat-in Kitchen, Kitchen Island, Keeping Room, Other, Pantry Walk-In, View to Family Room

Master Bathroom

  • Features: Double Vanity, Soaking Tub, Separate Tub/Shower

Master Bedroom

  • Features: Master on Main, Split Bedroom Plan
  • Level: Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 11134 000128
  • Other equipment: Dehumidifier,Irrigation Equipment
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Screened
  • Exterior features: Garden,Lighting,Private Yard,No Dock
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced,Back Yard
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None
  • Waterbody name: Lanier

Lot

  • Lot size: 0.99 Acres
  • Features: Back Yard,Front Yard,Landscaped,Private,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,421$53,052
Home Insurance *$386$4,632
Property Taxes $429$5,148
Electricity $469$5,631
Total$5,705$68,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,600/yr
40% on housing$171,150/yr
45% on housing$152,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 30506$223
Hall County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 30506$198
Hall County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$925,000
2026-03-23Listed for sale$950,000
2026-03-09Pending sale$950,000
2026-03-02Price change$950,000
2026-02-12Price change$980,000
2026-01-16Listed for sale$1,000,000
2025-05-16Sold$851,020
2023-09-14Sold$851,020
2023-06-13Pending sale$839,900
2023-05-03Price change$839,900
2023-04-25Listed for sale$829,900

For Sale by Agent

AgentMARGARET A PARHM
BrokerageBerkshire Hathaway HomeServices Georgia Properties

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