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520 Oak St, East Stroudsburg, PA, 18301

2beds
1baths
744sqft
$249,000
$335price/sqft
$1,921/moest. monthly cost
$76,840/yrincome needed

About This Home

Charming 2 bedroom1 bath ranch plus extra room for office in the heart of East Stroudsburg. This well-maintained home features a bright and welcoming living roof that flows into the Eat-in Kitchen, offering plenty of cabinet/counter space along with stainless steel appliances. Walk-out basement with laundry area and plenty of space for storage. Situated on a quiet residential street while still being just minutes from shopping, dining, ESU & quick access to Route 80 for an easy commute. A great opportunity whether you're starting out, downsizing or looking for an investment.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Self Cleaning Oven,Refrigerator,Dishwasher,Exhaust Fan,Microwave
  • Laundry features: Lower Level

Basement

  • Level: Lower
  • Area: 612
  • Dimensions: 18 x 34

Basement

  • Level: Lower
  • Area: 120
  • Dimensions: 15 x 8

Basement

  • Has basement: Yes
  • Basement: Stone Floor,Storage Space

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,Ceiling Fan(s)
  • Window features: Window Coverings,Screens
  • Flooring: Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 744
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 744 sqft

Kitchen

  • Level: Main
  • Area: 280
  • Dimensions: 10 x 28

Master Bathroom

  • Level: Main
  • Area: 52.5
  • Dimensions: 7 x 7.5

Master Bedroom

  • Level: Main
  • Area: 126
  • Dimensions: 9 x 14

Office

  • Level: Main
  • Area: 72
  • Dimensions: 9 x 8

Property

Details

  • Parcel number: 056.1.11.17
  • Zoning description: Residential
  • Special condition: Standard
  • Other equipment: None

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: None

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$102$1,224
Property Taxes $336$4,032
Electricity $224$2,692
Total$1,921$23,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,862/yr
40% on housing$57,630/yr
45% on housing$51,226/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 18301$149
Monroe County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 18301$174
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$249,000
2026-07-24Listed for sale$249,000
2019-06-20Listing removed$1,200
2019-06-18Price change$1,200
2019-05-02Listed for rent$1,300
2018-12-20Sold$50,000
2018-10-12Price change$63,900
2018-09-05Listed for sale$69,900
2013-02-15Listing removed$70,000
2012-08-12Listed for sale$70,000
2012-01-02Listing removed$89,900
2011-07-20Listed for sale$89,900
1970-12-30Sold$1,000

For Sale by Agent

AgentAyse Gocuklu
BrokerageD-N-A Property Management Co

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