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526 Adams St, Buffalo, NY, 14211

3beds
2baths
1,420sqft
$242,600
$171price/sqft
$2,062/moest. monthly cost
$82,480/yrincome needed

About This Home

Welcome to 526 Adams St., one of 12 newly built homes for sale. This 2-story home in Buffalo, NY, features 3 bedrooms, an open floor plan, and abundant natural sunlight throughout. Enjoy the convenience of 2nd-floor laundry, a 1-car garage, and a full basement with egress offering great potential for additional living space or storage. Located in a neighborhood revitalization area, this home is a wonderful opportunity to enjoy modern living in a growing community. This is an income-restricted, owner-occupied opportunity. Buyers must meet program eligibility requirements and be pre-approved.

Getting Around

58
WalkingSomewhat Walkable
49
TransitSome Transit
56
BikeBikeable

Schools

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Living/Dining Room,Air Filtration
  • Flooring: Carpet,Laminate,Varies

Heating & Cooling

  • Heating features: Electric,Heat Pump,Forced Air
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Property

Details

  • Parcel number: 1402001113400003010100
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Open,Porch

Lot

  • Lot size: 5,227 sqft
  • Features: Near Public Transit,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 47 x 109

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,226$14,712
Home Insurance *$243$2,916
Property Taxes $347$4,164
Electricity $246$2,954
Total$2,062$24,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,697/yr
40% on housing$61,860/yr
45% on housing$54,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 14211$85
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14211$97
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$220,000
2026-06-07Listed for sale$242,600

New Construction

AgentRosalind Phillips
BrokerageMootry Murphy & Burgin Realty Group LLC

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