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228 Victory Ln, Stroudsburg, PA, 18360

3beds
2baths
2,328sqft
$450,000
$193price/sqft
$3,342/moest. monthly cost
$133,680/yrincome needed

About This Home

Victory Lane is a picturesque country road that ends at a cul-de-sac that is the intersection of four parcels of land which encompass a total of 9.24 acres of beautiful wooded land. All four parcels are included! Currently two parcels contain homes, one a manufactured home with oversized garage addition with more finished space upstairs and a second mobile home that is in need of significant repair. The land and the setting is what sets this property apart from all others! The opportunity that this provides and the perfect blank canvas that you have to start with is the true value here. The main house will need to be renovated as well, the home has been unoccupied for several years and mother nature has taken over what could be an incredible home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Unknown
  • Year built: 1999

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedroom

  • Level: First
  • Dimensions: 14.00 x 14.00

Bedroom

  • Level: First
  • Dimensions: 10.00 x 14.00

Bedroom

  • Level: First
  • Dimensions: 11.00 x 19.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Dimensions: 11.00 x 12.00

Dining Room

  • Level: First
  • Dimensions: 11.00 x 10.00

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 2,328

Half Bath

  • Level: Second
  • Dimensions: 6.00 x 8.00

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,328 sqft

Kitchen

  • Level: First
  • Dimensions: 20.00 x 11.00

Laundry

  • Level: First
  • Dimensions: 8.00 x 6.00

Living Room

  • Level: First
  • Dimensions: 15.00 x 17.00

Other

  • Level: First
  • Dimensions: 8.00 x 10.00

Other

  • Level: Second
  • Dimensions: 20.00 x 12.00

Property

Details

  • Parcel number: 08635204914603
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$205$2,460
Property Taxes $607$7,284
Electricity $255$3,065
Total$3,342$40,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,582/yr
40% on housing$100,260/yr
45% on housing$89,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 18360$165
Monroe County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 18360$175
Monroe County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-12Listed for sale$450,000
2025-06-08Listing removed$450,000
2025-01-07Listed for sale$450,000
2024-10-16Listing removed$450,000
2024-05-08Listed for sale$450,000
2024-05-01Listing removed--
2023-10-28Listing removed$450,000
2023-10-26Listed for sale$450,000

For Sale by Agent

AgentJason P. Freeby
BrokerageFreeby Lai Real Estate

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