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87 Tamblin Ridge Trl, Bernhards Bay, NY, 13028

3beds
1baths
1,150sqft
$230,000
$200price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Escape to your own private haven with this charming cabin nestled on 8+ acres of serenity. Tucked away from the noise of the world, this property offers 3 bedrooms and 1 full bath. The perfect blend of peace, comfort and modern comfort with it's beautiful hardwood floors through out, stunning 10 FOOT CEILINGS, granite counters, not only in the kitchen but bathroom as well. Surrounded by nature, the cabin has solar panels and a permanent generator. Cozy up by the fire at night, hike a trail, and fish. Enjoy the views of Francis Pond! Explore or relax. The choice is yours. Super close to Oneida Lake

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Paul V Moore High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Other,Pillar/Post/Pier,See Remarks
  • Roof: Metal
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cabin,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Refrigerator,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Living Room,Granite Counters,Pantry,Storage,Natural Woodwork,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Other,See Remarks
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 35268926400000010170500000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Patio & porch: Porch,Screened
  • Exterior features: Dirt Driveway,Enclosed Porch,Gravel Driveway,Porch,Private Yard,See Remarks,Propane Tank - Owned

Lot

  • Lot size: 8.81 Acres
  • Features: Irregular Lot,Rural Lot,Secluded
  • Lot size dimensions: 373 x 963

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$34$408
Property Taxes $373$4,476
Electricity $246$2,954
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 13028
Oswego County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 13028$181
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$230,000
2026-01-05Listing removed$230,000
2025-08-26Listed for sale$230,000
2010-08-25Sold$29,995

For Sale by Agent

AgentAlice Rinaldo
BrokerageKeller Williams Syracuse

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