3078 Mountain Creek Dr, Sherrills Ford, NC, 28673
About This Home
$25,000 BUYER INCENTIVE -- Seller is offering $25,000 Buyer incentive toward closing costs or interest rate buy-down, with full-price offer. CUSTOM BUILT IN 2025 -- this gorgeous modern farmhouse 4 BR, 4 1/2 BA, 3600 HLA, sits on .91 acres and ROOM for a POOL. Custom detail including accent lighting throughout, marble window sills, herringbone floor pattern, wide plank white oak eng. hardwood, modern finishes and 8' exterior/interior doors. The den features a fully retractable glass door system to expand the living space onto the covered porch. Open concept perfect for entertaining. The custom kitchen features tile backsplash, Quartz counter-tops, plentiful storage, built-in microwave & 60" side by side Euro style fridge/freezer. Center island features built in oven, dishwasher, cooktop w/range hood. A walk-in pantry w/ample storage, counter space & outlets. Every bath features Quartz counter tops, extensive flooring & wall tile. Two hot water heaters. Room for pool (not included). Two miles to 600 ACRE Mountain Creek Park offers mountain biking, walking trails, kayak/paddleboard launch, dog park, pickleball, picnic shelters, etc. 6 minutes from Villages at Sherrills Ford shopping (Publix, restaurants, medical, animal hospital/vet, Starbucks, Dunkin and more) and 5 minutes to Boat club, slip rentals and kayak rentals on Lake Norman. $25,000 BUYER INCENTIVE -- Seller is offering $25,000 Buyer incentive toward closing costs or interest rate buy-down, with full-price offer.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Crawl Space
- Construction materials: Hardboard Siding,Stone Veneer,Wood
Other
- Builder name: Tanase
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Microwave,Convection Oven,Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Hood,Oven,Refrigerator,Refrigerator with Ice Maker
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Breakfast
- Level: Main
Features
- Attic Other,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Door features: Sliding Doors
- Window features: Insulated Windows
- Flooring: Hardwood,Tile,Wood
- Fireplace features: Den
- Attic: Other,Walk-In
- Finished area below ground: 0
- Finished area above ground: 3,601
Heating & Cooling
- Heating features: Electric,Heat Pump,Zoned
- Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Dual,Electric,Heat Pump,Multi Units
Interior Area
- Total structure area: 3,601
- Total interior livable area: 3,601 sqft
Kitchen
- Features: Ceiling Fan(s),Kitchen Island,Open Floorplan,Walk-In Pantry
- Level: Main
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
- Level: Main
Property
Details
- Parcel number: 3698032186090000
- Zoning: R-40
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Rear Porch
Lot
- Lot size: 0.91 Acres
- Features: Cleared,Sloped
- Lot size dimensions: 380 x 212 x 474 x 20
Parking
- Total spaces: 2
- Parking features: Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Catawba County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,798 | $57,576 |
| Home Insurance * | $307 | $3,684 |
| Property Taxes | $377 | $4,524 |
| Electricity | $335 | $4,024 |
| Total | $5,817 | $69,804 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $949,000 |
| 2026-06-05 | Price change | $950,000 |
| 2026-05-15 | Listed for sale | $975,000 |
| 2026-01-30 | Listing removed | $955,000 |
| 2025-11-13 | Listed for sale | $955,000 |
| 2025-10-27 | Listing removed | $955,000 |
| 2025-09-18 | Price change | $955,000 |
| 2025-09-06 | Price change | $975,000 |
| 2025-06-06 | Listed for sale | $985,000 |
| 2023-10-02 | Listing removed | -- |
| 2023-09-08 | Price change | $77,500 |
| 2023-08-20 | Price change | $80,000 |
| 2023-05-19 | Price change | $81,500 |
| 2023-04-09 | Price change | $82,000 |
| 2023-04-03 | Listed for sale | $70,000 |
| 2021-11-23 | Sold | $32,000 |
| 2021-07-29 | Contingent | $36,000 |
| 2021-07-15 | Listed for sale | $36,000 |
| 2019-02-01 | Listing removed | $50,000 |
| 2018-09-10 | Listed for sale | $50,000 |
For Sale by Agent
View on Zillow