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727 Cook Rd, Durham, NC, 27713

5beds
4baths
2,957sqft
$690,000
$233price/sqft
$4,561/moest. monthly cost
$182,440/yrincome needed

About This Home

Sophisticated New Construction with Thoughtful Design and Luxury Finishes. Stunning five-bedroom, 3.5-bath home, beautifully situated on a spacious 0.46-acre lot. Designed with both elegance and functionality in mind, this residence offers an open, light-filled layout with exquisite accent walls throughout, adding character and warmth to every space. The gourmet kitchen is a true showpiece, featuring a wall oven, gas stove, and premium finishes, seamlessly flowing into the formal dining room—perfect for hosting gatherings. The upstairs boasts a versatile loft space, ideal for a media room, home office, or additional lounge area. A private en-suite bedroom provides the perfect retreat for guests or multigenerational living. With amazing natural lighting enhancing every corner, this home exudes both comfort and sophistication. Conveniently located near I-40, RTP, premier shopping, and dining, this property offers the perfect balance of luxury and accessibility. Experience refined living—schedule your private showing today. Any pictures with furniture are AI-generated for show only

Getting Around

30
WalkingCar-Dependent
33
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

9/10
Southwest ElementaryGrades PK-51.5 mi
8/10
Rogers-Herr MiddleGrades 6-81.9 mi
2/10
Hillside HighGrades 9-120.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Shingle
  • Construction materials: Asphalt,Fiber Cement

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse, Traditional, Transitional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,957

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,957
  • Total interior livable area: 2,957 sqft

Property

Details

  • Parcel number: PIN # 0820501727
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Durham County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$236$2,832
Property Taxes $561$6,732
Electricity $275$3,304
Total$4,561$54,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,377/yr
40% on housing$136,830/yr
45% on housing$121,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 27713$218
Durham County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 27713$243
Durham County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$710,000
2025-08-30Price change$740,000
2025-04-30Price change$760,000
2025-02-21Listed for sale$780,000
2022-06-06Sold$77,000

New Construction

AgentDebbey Wade
BrokerageDDWade & Co.

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