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14 Vanderwalker Road, Chestertown, NY, 12817

3beds
2baths
1,488sqft
$420,000
$282price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

Opportunity awaits in the Adirondacks! Nestled on 3.33 private, wooded acres, this 3-bedroom, 2-bath home offers the perfect blend of privacy, comfort, and convenience. Enjoy the warmth and efficiency of radiant floor heat throughout, along with a spacious great room featuring soaring cathedral ceilings--ideal for gathering with family and friends. The generous primary suite includes a private bath, while the large basement provides abundant storage and endless possibilities for a recreation room, workshop, craft room, or home gym. Many of the major components are already in place, giving you the opportunity to build instant equity by adding your own finishing touches and personal style. Ideally located just minutes from Loon Lake, area restaurants, scenic hiking trails, and year-round outdoor recreation--including skiing at Gore Mountain--this property is perfectly suited as a full-time residence, vacation retreat, or investment opportunity. Don't miss your chance to own a peaceful Adirondack escape with privacy, potential, and room to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
North Warren Central SchoolGrades PK-124.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Drywall,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Sump Pump,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Walk-In Closet(s),Cathedral Ceiling(s),Ceramic Tile Bath,Kitchen Island
  • Door features: French Doors
  • Window features: Curtain Rods,Egress Window
  • Flooring: Tile,Carpet,Laminate
  • Finished area below ground: 350
  • Finished area above ground: 1,488

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Propane Tank Leased,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 522400 85.121.2
  • Zoning description: Governmental
  • Special condition: Standard
  • Other equipment: Fuel Tank(s)

Features

  • Patio & porch: Pressure Treated Deck,Deck
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 3.33 Acres
  • Features: Secluded,Level,Private,Road Frontage,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Stone,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$111$1,332
Property Taxes $448$5,376
Electricity $246$2,954
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 12817$221
Warren County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 12817$350
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$420,000
2010-03-29Sold$39,000
2003-05-21Sold$15,000

For Sale by Agent

AgentBarbara Kearney
BrokerageHunt Real Estate ERA

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