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5895 Bakers Point, Hickory, NC, 28602

4beds
4baths
3,065sqft
$989,000
$323price/sqft
$6,140/moest. monthly cost
$245,600/yrincome needed

About This Home

Stunning and sophisticated, this immaculate custom built brick and stone home is located in the beautiful Howard's Reach neighborhood in Mountain View and features 4BR/3.5BA, a bonus room, a full, unfinished climate controlled basement, an incredible private backyard and a total of four garages! Soaring cathedral ceilings accented with beautiful wood beams, immaculate wood floors, and a stunning chandelier catch your eye as you enter. The spacious living area features large windows and a beautiful stone-accented gas fireplace. The open floor plan flows into the kitchen which features an oversized island with bar seating, a large pantry, granite countertops, an induction cooktop, a Bosch dishwasher, stainless steel appliances, and a bright and open eat-in area. Dining room features coffered ceilings, plenty of natural light and is located off the kitchen, making it perfect for entertaining. The primary bedroom is located on the main level and offers 20' ceilings, a large walk-in closet, and a linen closet. The primary bathroom is spacious and features a soaking tub, a tiled walk-in shower, two separate vanity spaces and chandelier. Laundry room is on the main level along with a second fully updated full bath. Second bedroom on the main level could also easily be used as a home office or study. Second floor features two large bedrooms, a half bath and a third full bathroom. The bonus room has been updated with a shiplap accent wall and an incredibly spacious walk-in closet, offering both flex space and storage! An additional spacious room on the second level offers even more flex space, ready to be utilized as a study, home office, or for further customization! The full basement offers an incredible array of possibilities: at home gym, movie room, workshop, the ultimate hobby space and more! Basement also offers direct access to the two single bay garages, ready for your car, boat or lawnmower, along with a sink/bathroom area. The large and level backyard offers views of mature trees and the neighborhood fishing pond. The beautiful back deck is located off the main level and features Trex decking and incredible private views! This home has undergone so many beautiful updates between 2023 and 2026 and is absolutely stunning! Reverse osmosis water system in kitchen and central vac. Truly a one of a kind home in the Mountain View area! Mountain View Elementary, Jacobs Fork Middle and Fred T. Foard High. No city taxes!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
Mountain View ElementaryGrades K-60.4 mi
6/10
Jacobs Fork MiddleGrades 7-83.8 mi
6/10
Fred T Foard HighGrades PK,9-123.6 mi

Construction

Condition

  • Year built: 2011

Materials

  • Construction materials: Brick Partial,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Interior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Den

  • Level: Upper

Dining Room

  • Level: Main

Exercise Room

  • Level: Basement

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 3,065

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,065
  • Total interior livable area: 3,065 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 2790090528640000
  • Zoning: R-40
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$436$5,232
Property Taxes $419$5,028
Electricity $285$3,425
Total$6,140$73,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,514/yr
40% on housing$184,200/yr
45% on housing$163,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 28602$147
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28602$178
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$989,000
2015-10-20Sold$460,000
2011-09-16Sold$32,500
2011-04-15Listed for sale$42,900
2011-02-18Sold$67,500
2008-07-09Sold$67,500
2006-11-16Sold$63,000

For Sale by Agent

AgentJay Brown
BrokerageJay Brown, Realtors

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