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8157 Long Island Rd, Catawba, NC, 28609

5beds
3baths
2,218sqft
$481,999
$217price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

Don't miss this spacious 1.5-story home featuring 5 bedrooms and 2 bathrooms with a versatile layout designed for comfortable living. The open floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen is highlighted by a center island that provides additional workspace, storage, and gathering space. With five bedrooms, there is plenty of room for family, guests, hobbies, or a home office. Step outside to the back porch, perfect for relaxing and enjoying the outdoors. Offering generous living space and endless possibilities, this home is ready for its next owner. One or more photo(s) have been virtually staged.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Catawba Elementary SchoolGrades PK-64.9 mi
4/10
Mill Creek MiddleGrades 7-85.8 mi
8/10
Bandys HighGrades PK,9-125.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,218

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4700029703370000
  • Zoning: R-30
  • Special condition: Undisclosed

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Catawba County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,437$29,244
Home Insurance *$194$2,328
Property Taxes $187$2,244
Electricity $206$2,479
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28609$211
Catawba County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 28609$179
Catawba County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$425,000
2026-07-16Price change$481,999
2026-06-19Listed for sale$499,999
2025-04-29Listing removed$2,220
2025-04-25Price change$2,220
2025-04-22Price change$2,290
2025-03-19Listed for rent$2,395
2024-12-11Listing removed$414,900
2024-10-31Price change$419,900
2024-08-08Price change$424,900
2024-07-17Price change$429,900
2024-07-02Price change$439,900
2024-06-12Price change$449,900
2024-06-01Price change$469,900
2024-05-14Price change$479,900
2024-05-10Price change$489,900
2024-04-05Listed for sale$495,000
2024-02-07Listing removed--
2024-01-08Price change$449,900
2023-12-08Price change$489,500
2023-11-30Listed for sale$489,900
2019-05-20Listing removed$26,000
2019-04-01Listed for sale$26,000
2018-12-11Listing removed$26,000

For Sale by Agent

AgentYadira Ramon Herrera
BrokerageMainstay Brokerage LLC

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