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13816 Mallard Ave, Fountain, FL, 32438

4beds
2baths
1,475sqft
$179,999
$122price/sqft
$1,406/moest. monthly cost
$56,240/yrincome needed

About This Home

Brand-new manufactured home on a spacious homesite in Fountain, Florida! This move-in-ready property offers comfortable country living with plenty of room for a pole barn, workshop, detached garage, RV/boat parking, or additional storage. Enjoy fresh air, privacy, and open space while remaining approximately 45 minutes from Panama City, Panama City Beach, Northwest Florida Beaches International Airport, shopping, grocery stores, restaurants, and medical facilities. Bay County has also begun paving roads within the neighborhood, adding accessibility and continued improvement to the area. Whether you are purchasing your first home, downsizing, or looking for an affordable property with room to grow, this home offers a great combination of space, convenience, and peaceful rural living. Schedule your private showing today! ****All measurements and information is deemed reliable, and should be verified by buyer or buyer's agent if important.**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Waller Elementary SchoolGrades PK-56.1 mi
4/10
6/10
Deane Bozeman SchoolGrades PK-1218.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedroom

  • Dimensions: 9.5 x 12.7

Bedroom

  • Dimensions: 9 x 12.7

Bedroom

  • Dimensions: 9 x 12.7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Dimensions: 13.11 x 12.7

Features

  • Shower Only,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,475
  • Total interior livable area: 1,475 sqft

Living Room

  • Dimensions: 17.3 x 12.7

Master Bedroom

  • Dimensions: 14.3 x 12.7

Property

Details

  • Parcel number: 02997032000
  • Zoning description: County, Mobile Home
  • Special condition: Listed As-Is

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 162 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$130$1,560
Property Taxes $169$2,028
Electricity $197$2,366
Total$1,406$16,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,205/yr
40% on housing$42,180/yr
45% on housing$37,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 32438$172
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32438$119
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$179,999
2023-11-23Listing removed--
2023-05-22Listing removed$7,500
2023-05-22Listed for sale$7,500

New Construction

AgentGabe J Bacot
BrokerageKeller Williams Success Realty

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