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13718 COUNTY ROAD 109D-3, Lady Lake, FL, 32159

5beds
3baths
2,176sqft
$285,000
$131price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

Virtually Staged. Welcome to your private country retreat in Lady Lake! Nestled on ½ acre in the desirable Oakland Hills community, this beautifully maintained 5-bedroom, 3-bath manufactured home offers the perfect blend of comfort, functionality, and outdoor living, with no HOA and no CDD. Inside, you’ll find a spacious open floor plan featuring high ceilings, and double-pane windows that provide energy efficiency and abundant natural light throughout. The large eat-in kitchen features new stainless steel appliances and flows seamlessly into an expansive adjoining space that can be used as a formal dining room or an additional family room, offering flexibility to fit your lifestyle and entertaining needs. The home’s fifth bedroom offers exceptional versatility and is located just off the primary suite with additional access from the main living area. Whether used as a guest bedroom, nursery, home office, craft room, reading room, or private retreat, this spacious room provides endless possibilities to meet your needs. Step outside and enjoy the Florida lifestyle from the newly added 12’ x 16’ covered deck, the perfect place to relax with your morning coffee or entertain family and friends. The property also includes a 12’ x 24’ shed with electricity, providing exceptional storage, workshop, or hobby space. For RV owners, this property is truly move-in ready with a dedicated 50-amp RV space complete with full hookups, including electric, water, and sewer—ideal for travelers or visiting guests. Recent improvements provide added peace of mind, including: New A/C (2025), Roof (2022), New asphalt driveway, Carport added (2025), Septic inspected and pumped (2023) Situated just minutes from The Villages, you’ll enjoy convenient access to shopping, dining, golf, medical facilities, and entertainment, without paying Village fees. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this property offers exceptional space, flexibility, and value. Schedule your private showing today and discover everything this exceptional Lady Lake property has!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block,Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom2

  • Features: Tub With Shower,No Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bathroom3

  • Features: Tub With Shower,No Closet
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom5

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Features

  • High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Kitchen

  • Features: Kitchen Island,No Closet
  • Level: First
  • Area: 375
  • Dimensions: 15x25

Laundry

  • Features: No Closet
  • Level: First
  • Area: 45
  • Dimensions: 9x5

Living Room

  • Features: No Closet
  • Level: First
  • Area: 272
  • Dimensions: 16x17

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Tub with Separate Shower Stall,No Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: D01D337
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Storage

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Inland Flooding

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$150$1,800
Property Taxes $214$2,568
Electricity $218$2,627
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$128
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$285,000
2026-07-10Listed for sale$299,900
2023-04-11Sold$259,900
2023-01-11Pending sale$264,900
2023-01-05Listed for sale$264,900
2008-05-30Sold$21,900
2001-02-14Sold$18,000

For Sale by Agent

AgentNaomi Nicola
BrokerageRE/MAX PREMIER REALTY LADY LK

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