1290 Shorewinds Trl, Saint Charles, MO, 63303
About This Home
Fantastic opportunity in desirable Talbridge — This expansive, 2-story home is ready for a new owner. Warm luxury vinyl floors flow through the main level. A room to the left of the foyer can be used as a private front office, music or sitting room. The room to the right is a formal dining room. The huge kitchen will be the focal point of this home. Perfect for entertaining, group cooking projects or just gathering at the 14-ft granite island. This Chef’s kitchen highlights: Bosch dishwasher, Jenn-Air wall oven, Jenn-Air 5-burner gas range, stainless appliances, hexagon tile backsplash, and six pendant lights. The adjoining great Room at the rear of the house features a wood-burning fireplace and bright breakfast nook. Main-floor laundry includes custom shelving and wall-hanging linen bags. Upstairs offers a family-room loft, four full bedrooms, and a hall bathroom. The primary suite features a vaulted ceiling, dual sinks, modern fixtures, subway tile, and an en-suite with a large walk-in closet. A heated 3-car garage includes a 240V outlet/sub-panel and EV charging readiness — perfect for tools for an electric vehicle. The unfinished basement has an egress window and bath rough-in for future expansion. A patio right off the great room, and a peaceful neighborhood complete the package — ideal for family living and entertaining. Don’t miss this one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Concrete Perimeter
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Microwave,Oven,Gas Water Heater
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Sump Pump,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Bidet,Breakfast Room,Ceiling Fan(s),Custom Cabinetry,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Shower,Storage,Tub
- Door features: Storm Door(s)
- Flooring: Carpet,Simulated Wood
- Number of fireplaces: 1
- Fireplace features: Great Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 2,864
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Attic Fan,Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,864
- Total interior livable area: 2,864 sqft
Property
Details
- Parcel number: 30003A26900031F.0000000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Patio
- Exterior features: Private Yard
- Fencing: Back Yard
Lot
- Lot size: 8,712 sqft
- Features: Back Yard,Level
Parking
- Total spaces: 3
- Parking features: Concrete,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Off Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $322 | $3,864 |
| Property Taxes | $485 | $5,820 |
| Electricity | $218 | $2,624 |
| Total | $3,806 | $45,672 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-11 | Listed for sale | $550,000 |
| 2026-04-08 | Listing removed | $550,000 |
| 2026-01-30 | Listed for sale | $550,000 |
| 2024-03-07 | Sold | -- |
| 2024-02-04 | Pending sale | $499,000 |
| 2024-02-01 | Listed for sale | $499,000 |
| 2014-11-12 | Sold | -- |
View on Zillow